BIN 414999: EEA (Europe) Visa Virtual Card (Debit)
Straight runs on Google Play, App Store, Epic Games Store. No 3-D Secure loops, no AVS rejections, no manual review flags.
If you have a Visa card from Deblock that starts with 414999, this page is about your card. Country of issue is EEA (Europe), product class is Debit.
Reading the 414999 prefix
- BIN
- 414999
- Card network
- Visa
- Issuing country
- EEA (Europe)
- Card type
- Debit
- Issued by
- Deblock
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- France/EEA
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Low-Medium
Running costs
Pricing, laid out: a Metal card (with LED) to open a card, no top-up fee every time you fund it, and no FX markup on conversion. Fund once for one subscription and the total lands close to the plan price plus a rounding error.
| Card creation fee | Metal card (with LED) |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 414999 clears, and where it does not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Play | 58 | 53 | 91% | first charge and renewal four weeks later both cleared |
| App Store | 47 | 40 | 85% | cleared on the first attempt, no challenge issued |
| Epic Games Store | 36 | 31 | 86% | first charge and renewal four weeks later both cleared |
| Nike US | 23 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Tidal | 19 | 7 | 37% | Geo mismatch. The connection country did not match the card's country of issue. |
Run from a EEA (Europe)-region account between 06 Jul to 24 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The weak spot is Nike US, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- Nike US: 0 of 23 cleared. Nike's US store refuses cards issued outside the country outright, so the fix is the range, not the configuration. A domestic-issued range clears; a foreign one never will.
- Tidal: 7 of 19 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
Setup notes for Deblock
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Set the billing address to exactly what Deblock generates for EEA (Europe). Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
Worth it?
If your merchants are mostly in EEA (Europe), 414999 is a reasonable default. If they are not, the no FX markup conversion cost will annoy you. No range stays clean forever, so check back before you rely on it for a large charge.
FAQ
What does the 414999 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Deblock, country of issue EEA (Europe), product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 414999 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Deblock can map those. A BIN alone will never get anyone into your money.
Why would 414999 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card Deblock issues in EEA (Europe) carries the same six digits. Two people on 414999 can get opposite results at the same checkout, which is why a single review is never conclusive.
Method
We bought a Deblock card, funded it, and pushed 183 charges through live merchant checkout pages between 06 Jul to 24 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 131 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 26 August 2026 · 183 charges on record for this range.