441390 BIN Check - EEA (Europe) Visa Debit Card
Straight runs on App Store, Steam, Google Play. No 3-D Secure loops, no AVS rejections, no manual review flags.
441390 is the Visa range Bitpanda Card hands out for EEA (Europe) accounts. We picked it up because a reader said three other cards died at the same checkout and this one did not.
What 441390 actually is
- BIN
- 441390
- Card network
- Visa
- Issuing country
- EEA (Europe)
- Card type
- Debit
- Issued by
- Bitpanda Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- EEA
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Low-Medium
Running costs
Expect no issuance fee and no top-up fee. Billing outside USD brings no FX markup with it. Everything is quoted in USD. Fund the card in the same currency wherever the issuer allows it.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Merchant by merchant
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 64 | 60 | 94% | no friction, and no AVS prompt |
| Steam | 52 | 46 | 88% | cleared first time; a second charge a week later also went through |
| Google Play | 40 | 34 | 85% | cleared on the first attempt, no challenge issued |
| GOAT | 26 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Hulu | 21 | 7 | 33% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Run from a EEA (Europe)-region account between 20 Jul to 17 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
We only saw failures on GOAT when the account region did not match the card country. With both set to EEA (Europe) it passed.
What to change before you retry
- GOAT: 0 of 26 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
- Hulu: 7 of 21 cleared. Hulu is US-only and rejects foreign ranges at the authorisation step. No configuration fixes this; use a US-issued range.
Getting it to work first time
- Paste the EEA (Europe) billing address Bitpanda Card generates rather than typing your own. One transposed digit is enough to fail the check.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
Worth it?
We would not build a whole spend strategy on one Debit range, but as one card among two or three it earns its place. For the price it is hard to argue with, provided you can live with the no top-up fee funding cost.
What people ask us
What does the 441390 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Bitpanda Card, country of issue EEA (Europe), product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 441390 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Bitpanda Card can map those. A BIN alone will never get anyone into your money.
Why would 441390 be declined if the range is fine?
Of the 203 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 441390.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Test setup
We bought a Bitpanda Card card, funded it, and pushed 203 charges through live merchant checkout pages between 20 Jul to 17 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 147 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 23 August 2026 · 203 charges on record for this range.