Visa Virtual Card BIN 443774 - Australia (Debit)
The three places it never failed: Epic Games Store, App Store, Steam. Everything above 90% success in the log traces back to those.
A reader asked us to check this Jupiter Card range because a forum post claimed 443774 was dead. It is not. Here is what we found running it through real merchant checkouts.
443774, decoded
- BIN
- 443774
- Card network
- Visa
- Issuing country
- Australia
- Card type
- Debit
- Issued by
- Jupiter Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
Running costs
On a monthly subscription the maths is easy: no issuance fee once, then no top-up fee. It only starts to bite when you fund the card repeatedly. Nothing is hidden. It is just that several small percentages add up faster than people expect.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Results by merchant
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Epic Games Store | 84 | 76 | 90% | cleared first time; a second charge a week later also went through |
| App Store | 68 | 59 | 87% | went through on a fresh card with the issuer's default address |
| Steam | 53 | 43 | 81% | no friction, and no AVS prompt |
| Crunchyroll | 34 | 0 | 0% | Geo mismatch. The connection country did not match the card's country of issue. |
| Walmart | 26 | 9 | 35% | Soft decline on the retry after an earlier failure on the same account. |
Run from a Australia-region account between 29 Jun to 07 Sep 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Do not expect much luck on Crunchyroll. It declined on all four attempts. Walmart was inconsistent, two passes out of five.
What to change before you retry
- Crunchyroll: 0 of 34 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
- Walmart: 9 of 26 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Before you try it
- Set the billing address to exactly what Jupiter Card generates for Australia. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
Our call
Accurate summary: cheap to start, mid-priced to run, dependable enough that we stopped testing workarounds. The pattern across all 265 attempts was consistent, which is the most useful thing you can say about a card range.
What people ask us
What does the 443774 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Jupiter Card, country of issue Australia, product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 443774 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Jupiter Card can map those. A BIN alone will never get anyone into your money.
Why would 443774 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
How we got these numbers
We bought a Jupiter Card card, funded it, and pushed 265 charges through live merchant checkout pages between 29 Jun to 07 Sep 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 187 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 11 September 2026 · 265 charges on record for this range.