Visa Virtual Card BIN 455606 - United Kingdom (Debit)
It works on App Store, Epic Games Store, Google Play. Those three account for most of the 174 successful charges we recorded.
Lightspark issues 455606 out of United Kingdom. Classed Debit, runs on Visa.
455606, decoded
- BIN
- 455606
- Card network
- Visa
- Issuing country
- United Kingdom
- Card type
- Debit
- Issued by
- Lightspark
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Not published
- Issuer risk rating
- Medium
Running costs
Budget for an undisclosed issuance fee, no top-up fee, and a no decline fee penalty on declined authorizations. That last one only matters if you are pushing a lot of small charges. Compare on funding cost rather than signup fee. The funding side is what you pay every month for years.
| Card creation fee | — |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Merchant by merchant
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 76 | 71 | 93% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Epic Games Store | 62 | 55 | 89% | first charge and renewal four weeks later both cleared |
| Google Play | 48 | 40 | 83% | cleared on the first attempt, no challenge issued |
| StockX | 31 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Walmart | 23 | 8 | 35% | Gateway risk rule fired and returned a generic decline with no challenge. |
Run from a United Kingdom-region account between 01 Jul to 26 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Do not expect much luck on StockX. It declined on all four attempts. Walmart was inconsistent, two passes out of five.
What to change before you retry
- StockX: 0 of 31 cleared. Charges only happen when a bid is accepted, so the balance has to be sitting there before the seller responds. A card that funds on demand is what fails here, not the range.
- Walmart: 8 of 23 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Getting it to work first time
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- This range does not advertise 3-D Secure. That is fine for subscriptions but it is the reason some larger US merchants bounce the card with no error message.
- Paste the United Kingdom billing address Lightspark generates rather than typing your own. One transposed digit is enough to fail the check.
Final word
If you only need one subscription this is more than enough. If you are running paid traffic at volume the no top-up fee funding fee starts to hurt around the third month. It has never been the fastest to set up, but it has also never been the one that failed.
What people ask us
What does the 455606 BIN tell a merchant?
In practice the checkout reads Lightspark / United Kingdom / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 455606 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Lightspark can map those. A BIN alone will never get anyone into your money.
Why would 455606 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
What we did
We bought a Lightspark card, funded it, and pushed 240 charges through live merchant checkout pages between 01 Jul to 26 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 174 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 30 August 2026 · 240 charges on record for this range.