Visa Virtual Card BIN 462668 - Argentina (Debit)
Best hit rate in our run: Google Play, Epic Games Store, Steam. Timestamps in the log, no retries needed.
462668 is one of Ripio's Argentina ranges, a Debit product on Visa.
The spec sheet
- BIN
- 462668
- Card network
- Visa
- Issuing country
- Argentina
- Card type
- Debit
- Issued by
- Ripio
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- LATAM
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
What it costs to run
Nothing exotic in the pricing. no issuance fee, no top-up fee, and on non-USD billing, no FX markup. Cost is the reason this range sits where it does in our ranking rather than higher up.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Merchant by merchant
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Play | 101 | 92 | 91% | no friction, and no AVS prompt |
| Epic Games Store | 82 | 74 | 90% | first charge and renewal four weeks later both cleared |
| Steam | 63 | 51 | 81% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Hetzner | 41 | 0 | 0% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
| GOAT | 29 | 11 | 38% | Soft decline on the retry after an earlier failure on the same account. |
Run from a Argentina-region account between 15 Jun to 24 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Do not expect much luck on Hetzner. It declined on all four attempts. GOAT was inconsistent, two passes out of five.
What to change before you retry
- Hetzner: 0 of 41 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
- GOAT: 11 of 29 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
Do these first
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Set the billing address to exactly what Ripio generates for Argentina. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
Final word
If you only need one subscription this is more than enough. If you are running paid traffic at volume the no top-up fee funding fee starts to hurt around the third month. Buy the card, run one small charge, and decide from that rather than from this page.
BIN questions, answered
What does the 462668 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 462668 a real card number?
No, and this trips people up. 462668 is a range identifier shared across every card Ripio issues in Argentina. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 462668 be declined if the range is fine?
Of the 316 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 462668.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
How we got these numbers
We bought a Ripio card, funded it, and pushed 316 charges through live merchant checkout pages between 15 Jun to 24 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 228 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 28 August 2026 · 316 charges on record for this range.