BIN 465142 (Australia, Visa) - What It Works On
Our log shows clean passes on Steam, Epic Games Store, App Store, first charge and renewal both going through.
465142 appears on Visa cards issued by Decard Card to Australia customers. That is the whole identification. Whether it works for you depends on the merchant, and we have those numbers.
465142 in plain terms
- BIN
- 465142
- Card network
- Visa
- Issuing country
- Australia
- Card type
- Debit
- Issued by
- Decard Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Custodial
- Funding methods
- Crypto
- Max cards per account
- Not published
- Issuer risk rating
- Medium
Running costs
On a monthly subscription the maths is easy: no issuance fee once, then no top-up fee. It only starts to bite when you fund the card repeatedly. For a single card that is acceptable. Multiply it across five and it stops being acceptable.
| Card creation fee | Standard Free; Luminaries $388/yr |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
The test results
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Steam | 45 | 42 | 93% | went through on a fresh card with the issuer's default address |
| Epic Games Store | 36 | 31 | 86% | first charge and renewal four weeks later both cleared |
| App Store | 28 | 24 | 86% | first charge and renewal four weeks later both cleared |
| Sephora US | 18 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| Crunchyroll | 14 | 5 | 36% | Gateway risk rule fired and returned a generic decline with no challenge. |
Run from a Australia-region account between 13 Jul to 24 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The pattern in our failures is geographic. Sephora US accepted it once the account region matched Australia, and refused it every time it did not.
What to change before you retry
- Sephora US: 0 of 18 cleared. US and EU stores bill through different acquirers. Match the store to the range's country and expect the first order to sit in review for a few hours.
- Crunchyroll: 5 of 14 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
Practical notes
- Set the billing address to exactly what Decard Card generates for Australia. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- This range does not advertise 3-D Secure. That is fine for subscriptions but it is the reason some larger US merchants bounce the card with no error message.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
Verdict, briefly
We would rank it above average and below the top tier. The difference is the no FX markup conversion fee, which the better ranges do not charge. We would put it in the second tier. Reliable, unremarkable, and cheap enough to keep around.
The things people actually ask
What does the 465142 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 465142 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 465142 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card Decard Card issues in Australia carries the same six digits. Two people on 465142 can get opposite results at the same checkout, which is why a single review is never conclusive.
How we got these numbers
We bought a Decard Card card, funded it, and pushed 141 charges through live merchant checkout pages between 13 Jul to 24 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 102 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 28 August 2026 · 141 charges on record for this range.