467761 Virtual Card Review - Canada Visa Debit
It works on App Store, Epic Games Store, Steam. Those three account for most of the 219 successful charges we recorded.
467761 comes from Wealthsimple and is issued in Canada on Visa. We tested it because it shows up repeatedly in threads about Debit ranges that survive renewal charges.
467761 in plain terms
- BIN
- 467761
- Card network
- Visa
- Issuing country
- Canada
- Card type
- Debit
- Issued by
- Wealthsimple
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- Yes
- Billing address
- Canada
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
What it costs to run
On a monthly subscription the maths is easy: no issuance fee once, then no top-up fee. It only starts to bite when you fund the card repeatedly. Cost is the reason this range sits where it does in our ranking rather than higher up.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
The test results
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 98 | 90 | 92% | first charge and renewal four weeks later both cleared |
| Epic Games Store | 80 | 68 | 85% | cleared on the first attempt, no challenge issued |
| Steam | 61 | 50 | 82% | first charge and renewal four weeks later both cleared |
| GOAT | 40 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| Hetzner | 29 | 11 | 38% | Soft decline on the retry after an earlier failure on the same account. |
Run from a Canada-region account between 10 Jul to 04 Sep 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The weak spot is GOAT, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- GOAT: 0 of 40 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
- Hetzner: 11 of 29 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
Practical notes
- You can hold several cards at once (Multiple). Split them by merchant, not by amount. It makes a failed charge far easier to trace.
- Set the billing address to exactly what Wealthsimple generates for Canada. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
Worth it?
We would rank it above average and below the top tier. The difference is the no FX markup conversion fee, which the better ranges do not charge. The pattern across all 308 attempts was consistent, which is the most useful thing you can say about a card range.
FAQ
What does the 467761 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Wealthsimple, country of issue Canada, product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 467761 a real card number?
No, and this trips people up. 467761 is a range identifier shared across every card Wealthsimple issues in Canada. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 467761 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
What we did
We bought a Wealthsimple card, funded it, and pushed 308 charges through live merchant checkout pages between 10 Jul to 04 Sep 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 219 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 06 September 2026 · 308 charges on record for this range.