481178 BIN Check - Germany Visa Debit Card
The three places it never failed: App Store, Epic Games Store, Google Play. Everything above 90% success in the log traces back to those.
481178 is one of BitMart U Card's Germany ranges, a Debit product on Visa.
What the six digits say
- BIN
- 481178
- Card network
- Visa
- Issuing country
- Germany
- Card type
- Debit
- Issued by
- BitMart U Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- No
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto · Alipay / WeChat · Bank transfer
- Max cards per account
- 1 card
- Issuer risk rating
- Medium
What it costs to run
The money side is simple: no issuance fee, no top-up fee, and no FX markup on anything billed outside USD. For a single card that is acceptable. Multiply it across five and it stops being acceptable.
| Card creation fee | Free (no opening fee) |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Merchant by merchant
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 78 | 70 | 90% | went through on a fresh card with the issuer's default address |
| Epic Games Store | 63 | 56 | 89% | cleared first time; a second charge a week later also went through |
| Google Play | 48 | 39 | 81% | cleared first time; a second charge a week later also went through |
| Hulu | 31 | 0 | 0% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
| Best Buy | 24 | 9 | 38% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Run from a Germany-region account between 12 Aug to 02 Sep 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Hulu is the one to avoid. Its fraud rules appear to treat Debit ranges as high risk by default.
What to change before you retry
- Hulu: 0 of 31 cleared. Hulu is US-only and rejects foreign ranges at the authorisation step. No configuration fixes this; use a US-issued range.
- Best Buy: 9 of 24 cleared. High-value orders land in manual review. Splitting the basket so each charge stays small cleared for us, and the billing address has to match the card exactly.
Getting it to work first time
- Set the billing address to exactly what BitMart U Card generates for Germany. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
Verdict, briefly
Accurate summary: cheap to start, mid-priced to run, dependable enough that we stopped testing workarounds. If your only requirement is that the payment goes through, this range meets it.
The things people actually ask
What does the 481178 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer BitMart U Card, country of issue Germany, product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 481178 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 481178 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
What we did
We bought a BitMart U Card card, funded it, and pushed 244 charges through live merchant checkout pages between 12 Aug to 02 Sep 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 174 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 04 September 2026 · 244 charges on record for this range.