BIN 484742 (Asia Pacific, Visa) - What It Works On
The range did well against Google Play, TikTok Ads, Bing Ads. We logged 158 successful authorizations out of 219 attempts across the test window.
484742 is the Visa range Volopay hands out for Asia Pacific accounts. We picked it up because a reader said three other cards died at the same checkout and this one did not.
484742 in plain terms
- BIN
- 484742
- Card network
- Visa
- Issuing country
- Asia Pacific
- Card type
- Prepaid
- Issued by
- Volopay
- Card form
- Virtual only
- KYC tier
- Not published
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- APAC/SG
- Funding methods
- Bank transfer
- Max cards per account
- Unlimited
- Issuer risk rating
- Medium
The fee stack
Pricing, laid out: an undisclosed issuance fee to open a card, no top-up fee every time you fund it, and a 1.6% conversion fee on conversion. For a single card that is acceptable. Multiply it across five and it stops being acceptable.
| Card creation fee | — |
|---|---|
| Monthly fee | SGD 20/mo |
| Top-up fee | — |
| FX / conversion fee | 1.6%+GST |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Play | 70 | 64 | 91% | cleared first time; a second charge a week later also went through |
| TikTok Ads | 56 | 50 | 89% | cleared on the first attempt, no challenge issued |
| Bing Ads | 43 | 36 | 84% | first charge and renewal four weeks later both cleared |
| Nintendo eShop | 28 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| PlayStation Network | 22 | 8 | 36% | Soft decline on the retry after an earlier failure on the same account. |
Run from a Asia Pacific-region account between 10 Jun to 26 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Two merchants gave us trouble, Nintendo eShop and PlayStation Network. In both cases the decline came back as an issuer block rather than an address problem, which is not something you can fix from your side.
What to change before you retry
- Nintendo eShop: 0 of 28 cleared. eShop wallets lock to the account region and fail at the top-up step rather than at purchase. Change the account region first, then attach the card.
- PlayStation Network: 8 of 22 cleared. Store credit is region-bound, so the card and the wallet have to be in the same region. Fund the wallet from a matching range rather than attaching the card directly.
Setup notes for Volopay
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Set the billing address to exactly what Volopay generates for Asia Pacific. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
What the numbers add up to
We would rank it above average and below the top tier. The difference is the 1.6%+GST conversion fee, which the better ranges do not charge. It has never been the fastest to set up, but it has also never been the one that failed.
FAQ
What does the 484742 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Volopay, country of issue Asia Pacific, product class Prepaid. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 484742 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 484742 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Test setup
We bought a Volopay card, funded it, and pushed 219 charges through live merchant checkout pages between 10 Jun to 26 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 158 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 28 August 2026 · 219 charges on record for this range.