DPT Pay
DPT Pay is a crypto card issued on Visa, rated 7.0/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
DPT Pay is the strongest fit for crypto funded, and asks for ID + proof at signup — we carry it at DPT (HK) limited holds HK TCSP licence; custody with BitGo; not deposit-insured risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | DPT Pay · Crypto Card |
| Official site | https://dpt.xyz |
| Best for | Crypto funded |
| Network | Visa |
| Rating | 7.0/10 (3.5★, 164 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | 10 USD virtual / 50 USD physical |
| Monthly / annual fee | None (Oxygen Visa Platinum); Obsidian Visa Infinite invite-only |
| Top-up (deposit) fee | 0% (stablecoin deposits and USD transactions) |
| FX / conversion fee | 0%-2% (non-USD) |
Verification and risk
| KYC required | yes (full KYC) |
| Risk level | DPT ··· |
Funding and limits
| Crypto top-up | yes (USDC, USDT on Ethereum, Polygon, Tron, Solana) |
| Bank transfer | yes (cross-border payout corridors) |
| Alipay / WeChat Pay | no |
| Cards per account | max 3 active cards |
Billing
| Billing country | global excl. US citizens and 17 countries |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 418625 | Visa | Multi-region | Debit | 252 | 182 | 72.2% |
We logged 182 cleared charges out of 252 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Other Visa virtual cards
Frequently asked
What does DPT Pay cost to run?
The cost lines stack like this: issuing it costs 10 USD virtual / 50 USD physical; the recurring charge is None (Oxygen Visa Platinum); Obsidian Visa Infinite invite-only; top-ups cost 0% (stablecoin deposits and USD transactions); conversion is priced at 0%-2% (non-USD). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for DPT Pay?
DPT Pay asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (full KYC)
How can I fund DPT Pay?
You can fund it with crypto (USDC, USDT on Ethereum, Polygon, Tron, Solana), bank transfer (cross-border payout corridors). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does DPT Pay need?
Setting it up: cards are issued against global excl. US citizens and 17 countries. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
How many cards can I open with DPT Pay?
The issuer allows max 3 active cards. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.