7 groups · directory as of 01 Oct 2026
Virtual card guides by category
Pick the merchant group you are actually paying, and each page gives you the card ranges documented for it, the fee each issuer publishes, and the decline reasons issuers publish, with the gateway reason attached.
The seven groups
🤖AI Tools & Developer ToolsChatGPT Plus · OpenAI API · Claude.ai20 checkouts · 36 card ranges7 of 36 ranges open without ID
📺Streaming & EntertainmentNetflix · Spotify Premium · YouTube Premium20 checkouts · 39 card rangescards issued in 12 countries
🛍️Cross-border ShoppingAmazon US · eBay · Walmart15 checkouts · 36 card rangesmedian range score 84/100
🌐Cloud & VPSAWS · Google Cloud Platform · Microsoft Azure15 checkouts · 36 card ranges3 ranges score 90 or above
📈Ad PlatformsFacebook Ads · Google Ads · TikTok Ads10 checkouts · 36 card rangesranges on 3 card networks
🎮GamingSteam · Epic Games Store · PlayStation Network15 checkouts · 42 card ranges27 of 42 ranges take crypto funding
🧳Travel & ProductivityAirbnb · Booking.com · Uber10 checkouts · 32 card ranges7 of 32 ranges open without ID
What to do with these pages
- Find the merchant that declined you. Each group page lists its ranges with the issuer documentation we found, so you can see which one is documented as compatible and how often.
- Check the fee rows before you fund anything. Top-up percentages compound on every reload, and they matter more than the one-off card creation fee.
- If a range is blocked at one merchant, try another range from the same group rather than retrying the same card. Blocks are range-level, not account-level.
How each card's data is collected is described on the methodology page, with the failure reasons we record (sample log) rather than a success score alone.
Fees, limits and terms quoted on this page are as published by the issuer and can change at any time — verify with the issuer before applying.