KOSH Card
KOSH Card is a crypto card issued on Visa, rated 6.2/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
KOSH Card is the strongest fit for crypto funded, and asks for ID + proof at signup — we carry it at fintech not a bank (piers technology inc., formerly copperx); partner custody, no deposit insurance risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | KOSH Card · Crypto Card |
| Official site | https://koshmoney.com |
| Best for | Crypto funded |
| Network | Visa |
| Rating | 6.2/10 (3.0★, 86 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | 8-10 USD virtual / 80-100 USD physical |
| Monthly / annual fee | none (annual ~8-10 USD) |
| Top-up (deposit) fee | 0% on USDC/USDT deposits |
| FX / conversion fee | 0.5%-2% (non-USD; sources differ) + up to $0.30 flat |
Verification and risk
| KYC required | yes (ID, bank statement and self-verification) |
| Risk level | fintech not a bank ··· |
Funding and limits
| Crypto top-up | yes ··· |
| Bank transfer | yes (named USD account, ACH/Wire/SWIFT) |
| Alipay / WeChat Pay | no |
| Cards per account | up to 3 active cards |
Billing
| Billing country | 90+ countries for onboarding (not US) |
How it performed in our tests
KOSH Card has no BIN range of its own in our current review. It still appears on the merchant and comparison pages below through the ranges we did log, so the decline notes there are the evidence to read before you fund it.
Where to go next
Other Visa virtual cards
Frequently asked
What does KOSH Card cost to run?
The cost lines stack like this: issuing it costs 8-10 USD virtual / 80-100 USD physical; the recurring charge is none (annual ~8-10 USD); top-ups cost 0% on USDC/USDT deposits; conversion is priced at 0.5%-2% (non-USD; sources differ) + up to $0.30 flat. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for KOSH Card?
KOSH Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (ID, bank statement and self-verification)
How can I fund KOSH Card?
You can fund it with crypto (USDC, USDT on Solana, Ethereum, Base, Arbitrum, Polygon, Optimism, BNB), bank transfer (named USD account, ACH/Wire/SWIFT). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does KOSH Card need?
Setting it up: cards are issued against 90+ countries for onboarding (not US). Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
How many cards can I open with KOSH Card?
The issuer allows up to 3 active cards. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.