Moon
Moon is a crypto card issued on Visa, rated 7.7/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Moon is the strongest fit for no KYC and free issuance, and asks for no KYC at signup — we carry it at medium (non-custodial) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Moon · Crypto Card |
| Official site | https://paywithmoon.com |
| Best for | No KYC · Free issuance |
| Network | Visa |
| Rating | 7.7/10 (4.0★, 853 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | First card free; $2.99 per additional card |
| FX / conversion fee | 0% (no FX fee) |
Verification and risk
| KYC required | Minimal (no KYC for basic use) |
| Risk level | Medium (non-custodial) |
| AVS check | Yes (US AVS) |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes (BTC, Lightning, USDT, USDC, ETH) |
| Bank transfer | No |
| Alipay / WeChat Pay | No |
| Cards per account | Unlimited (prepaid cards) |
Billing
| Billing address | US General |
| Billing country | 130+ countries |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | No |
| Meta / Google Ads | No |
How it performed in our tests
Moon has no BIN range of its own in our current review. It still appears on the merchant and comparison pages below through the ranges we did log, so the decline notes there are the evidence to read before you fund it.
Where to go next
Other Visa virtual cards
Frequently asked
What does Moon cost to run?
The cost lines stack like this: issuing the card is free; conversion is priced at 0% (no FX fee). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Moon?
Moon is a no-KYC card, so the account opens without an ID check. Cards in that tier decline more often at strict merchants, which is the trade-off you are taking.
How can I fund Moon?
You can fund it with crypto (BTC, Lightning, USDT, USDC, ETH). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Moon need?
Setting it up: the billing address type is US General; cards are issued against 130+ countries; an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Will Moon trigger 3-D Secure?
Yes. Moon supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Moon?
The issuer allows Unlimited (prepaid cards). Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.