425051 VCC - United States Visa Virtual Card Review
Where it cleared without drama: App Store, Epic Games Store, Google Play. All three passed first time and survived a renewal four weeks later.
We keep coming back to 425051 when a merchant blocks the well-known virtual ranges. It comes from Bit2Go in United States and does not sit on the usual blocklists.
What the six digits say
- BIN
- 425051
- Card network
- Visa
- Issuing country
- United States
- Card type
- Prepaid
- Issued by
- Bit2Go
- Card form
- Virtual only
- KYC tier
- No KYC
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- High
Running costs
The signup cost is easy to compare and mostly irrelevant. What follows you around is no top-up fee, with no FX markup sitting behind it. For a single card that is acceptable. Multiply it across five and it stops being acceptable.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 82 | 74 | 90% | cleared first time; a second charge a week later also went through |
| Epic Games Store | 66 | 59 | 89% | first charge and renewal four weeks later both cleared |
| Google Play | 51 | 42 | 82% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Tidal | 33 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Hulu | 25 | 9 | 36% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Run from a United States-region account between 02 Jul to 13 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
We only saw failures on Tidal when the account region did not match the card country. With both set to United States it passed.
What to change before you retry
- Tidal: 0 of 33 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
- Hulu: 9 of 25 cleared. Hulu is US-only and rejects foreign ranges at the authorisation step. No configuration fixes this; use a US-issued range.
Before you try it
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Paste the United States billing address Bit2Go generates rather than typing your own. One transposed digit is enough to fail the check.
Our call
Verdict: worth keeping for United States checkouts. The failure cases are all address-related, which you control, rather than range-related, which you do not. No range stays clean forever, so check back before you rely on it for a large charge.
What people ask us
What does the 425051 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Bit2Go, country of issue United States, product class Prepaid. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 425051 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 425051 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
What we did
We bought a Bit2Go card, funded it, and pushed 257 charges through live merchant checkout pages between 02 Jul to 13 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 184 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 20 August 2026 · 257 charges on record for this range.