BIN 437308 (Ireland, Visa) - What It Works On
Tested across 7 weeks. Epic Games Store, App Store, Steam held at or above 127 passes, and the failures clustered on two merchants only.
This range belongs to Avici Card. Issued out of Ireland on Visa, classed as Debit by most acquirers.
Reading the 437308 prefix
- BIN
- 437308
- Card network
- Visa
- Issuing country
- Ireland
- Card type
- Debit
- Issued by
- Avici Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Self-custody
- Funding methods
- Crypto
- Max cards per account
- Not published
- Issuer risk rating
- Medium-High
Running costs
Nothing exotic in the pricing. a Virtual $15 (1st) / $10 (subs…, no top-up fee, and on non-USD billing, no FX markup. For a single card that is acceptable. Multiply it across five and it stops being acceptable.
| Card creation fee | Virtual $15 (1st) / $10 (subsequent); Signature $30/yr; Physical $50-$75 |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 437308 clears, and where it does not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Epic Games Store | 57 | 51 | 89% | cleared, 3-D Secure completed in-app in under 20 seconds |
| App Store | 46 | 39 | 85% | first charge and renewal four weeks later both cleared |
| Steam | 36 | 31 | 86% | first charge and renewal four weeks later both cleared |
| GOAT | 23 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| Walmart | 18 | 6 | 33% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Run from a Ireland-region account between 07 Jul to 25 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
One consistent miss: GOAT. That acquirer appears to blocklist the range. Walmart also declined, though only once.
What to change before you retry
- GOAT: 0 of 23 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
- Walmart: 6 of 18 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Getting it to work first time
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Set the billing address to exactly what Avici Card generates for Ireland. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
Where we land
Accurate summary: cheap to start, mid-priced to run, dependable enough that we stopped testing workarounds. Worth keeping if your merchants sit in Ireland. Worth ignoring if they do not.
BIN questions, answered
What does the 437308 BIN tell a merchant?
In practice the checkout reads Avici Card / Ireland / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 437308 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 437308 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card Avici Card issues in Ireland carries the same six digits. Two people on 437308 can get opposite results at the same checkout, which is why a single review is never conclusive.
What we did
We bought a Avici Card card, funded it, and pushed 180 charges through live merchant checkout pages between 07 Jul to 25 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 127 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 27 August 2026 · 180 charges on record for this range.