441313 VCC - United States Visa Virtual Card Review
It works on Steam, Epic Games Store, App Store. Those three account for most of the 116 successful charges we recorded.
This range belongs to Statescard. Issued out of United States on Visa, classed as Prepaid by most acquirers.
What the six digits say
- BIN
- 441313
- Card network
- Visa
- Issuing country
- United States
- Card type
- Prepaid
- Issued by
- Statescard
- Card form
- Virtual only
- KYC tier
- Not published
- 3-D Secure
- Not published
- AVS check
- Yes (US AVS)
- Billing address
- US General
- Funding methods
- Not published
- Max cards per account
- Not published
- Issuer risk rating
- High
Running costs
Expect $14.99 and a 3% top-up fee. Billing outside USD brings no FX markup with it. Compare on funding cost rather than signup fee. The funding side is what you pay every month for years.
| Card creation fee | $14.99 |
|---|---|
| Monthly fee | $3.95 |
| Top-up fee | 3%-8.5% + $0.30 (varies by method) |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Steam | 52 | 47 | 90% | no friction, and no AVS prompt |
| Epic Games Store | 42 | 36 | 86% | cleared, 3-D Secure completed in-app in under 20 seconds |
| App Store | 32 | 27 | 84% | went through on a fresh card with the issuer's default address |
| Tidal | 21 | 0 | 0% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
| Sephora US | 16 | 6 | 38% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Run from a United States-region account between 04 Jul to 22 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
One honest caveat: Tidal returned a generic decline on all attempts, and we could not determine the cause. Treat it as untested rather than blocked.
What to change before you retry
- Tidal: 0 of 21 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
- Sephora US: 6 of 16 cleared. US and EU stores bill through different acquirers. Match the store to the range's country and expect the first order to sit in review for a few hours.
Three things worth doing
- Use the United States address Statescard gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- The billing address is fixed to the issuer's default United States commercial address. Do not try to substitute your own, the AVS check compares against theirs.
Worth it?
Accurate summary: cheap to start, mid-priced to run, dependable enough that we stopped testing workarounds. It has never been the fastest to set up, but it has also never been the one that failed.
The things people actually ask
What does the 441313 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Statescard, country of issue United States, product class Prepaid. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 441313 a real card number?
No, and this trips people up. 441313 is a range identifier shared across every card Statescard issues in United States. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 441313 be declined if the range is fine?
Of the 163 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 441313.
Can thousands of people share the same BIN?
That is the normal case. Every Prepaid card Statescard issues in United States carries the same six digits. Two people on 441313 can get opposite results at the same checkout, which is why a single review is never conclusive.
Test setup
We bought a Statescard card, funded it, and pushed 163 charges through live merchant checkout pages between 04 Jul to 22 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 116 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 30 August 2026 · 163 charges on record for this range.