442279 BIN Check - United States Visa Debit Card
It works on Steam, App Store, Epic Games Store. Those three account for most of the 251 successful charges we recorded.
We added 442279 to the directory after it cleared a checkout that had already rejected two better-known ranges. It is a Debit Visa prefix from Pintopay, issued in United States.
What the six digits say
- BIN
- 442279
- Card network
- Visa
- Issuing country
- United States
- Card type
- Debit
- Issued by
- Pintopay
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
What it costs to run
The first charge carries no issuance fee. Every charge after it carries no top-up fee, and outside USD, no FX markup. Nothing is hidden. It is just that several small percentages add up faster than people expect.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Steam | 108 | 102 | 94% | no friction, and no AVS prompt |
| App Store | 88 | 80 | 91% | first charge and renewal four weeks later both cleared |
| Epic Games Store | 68 | 57 | 84% | no friction, and no AVS prompt |
| Walmart | 44 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Crunchyroll | 32 | 12 | 38% | Gateway risk rule fired and returned a generic decline with no challenge. |
Run from a United States-region account between 03 Jun to 19 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
If you buy from Walmart, use something else. It declined consistently. Crunchyroll was fine on retry.
What to change before you retry
- Walmart: 0 of 44 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
- Crunchyroll: 12 of 32 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
Setup notes for Pintopay
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Set the billing address to exactly what Pintopay generates for United States. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
Verdict, briefly
We would not build a whole spend strategy on one Debit range, but as one card among two or three it earns its place. If your only requirement is that the payment goes through, this range meets it.
Questions we get about 442279
What does the 442279 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 442279 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Pintopay can map those. A BIN alone will never get anyone into your money.
Why would 442279 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Method
We bought a Pintopay card, funded it, and pushed 340 charges through live merchant checkout pages between 03 Jun to 19 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 251 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 26 August 2026 · 340 charges on record for this range.