Visa Virtual Card BIN 443147 - United States (Debit)
It works on Steam, Google Play, Epic Games Store. Those three account for most of the 166 successful charges we recorded.
Not every range needs a long write-up. This one is Coinbase Card, United States, Visa, Debit, and it does the job without much fuss.
443147, decoded
- BIN
- 443147
- Card network
- Visa
- Issuing country
- United States
- Card type
- Debit
- Issued by
- Coinbase Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- Yes (US AVS)
- Billing address
- US General
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- 1 card per account
- Issuer risk rating
- Low
What you pay, line by line
Expect no issuance fee and a 2.49% top-up fee. Billing outside USD brings no FX markup with it. We checked these against the issuer's own pricing page, not a reseller. Resellers usually add a margin.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | Conversion spread ~2.49% |
| FX / conversion fee | No direct fee; spread applies |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Steam | 74 | 67 | 91% | cleared on the first attempt, no challenge issued |
| Google Play | 60 | 52 | 87% | no friction, and no AVS prompt |
| Epic Games Store | 46 | 38 | 83% | went through on a fresh card with the issuer's default address |
| GOAT | 30 | 0 | 0% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
| Nintendo eShop | 24 | 9 | 38% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Run from a United States-region account between 06 Aug to 03 Sep 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The weak spot is GOAT, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- GOAT: 0 of 30 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
- Nintendo eShop: 9 of 24 cleared. eShop wallets lock to the account region and fail at the top-up step rather than at purchase. Change the account region first, then attach the card.
Practical notes
- Your tier allows 1 cards. Dedicating one per merchant is free, and it means a decline traces back to a single number instead of forcing you to freeze the whole account.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Use the United States address Coinbase Card gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
What the numbers add up to
This is the range I would give someone who has never used a virtual card. Low balance requirement and the failure modes are easy to diagnose. If you find a merchant where it behaves differently, tell us and we will add it to the log.
The things people actually ask
What does the 443147 BIN tell a merchant?
In practice the checkout reads Coinbase Card / United States / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 443147 a real card number?
No, and this trips people up. 443147 is a range identifier shared across every card Coinbase Card issues in United States. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 443147 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
What we did
We bought a Coinbase Card card, funded it, and pushed 234 charges through live merchant checkout pages between 06 Aug to 03 Sep 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 166 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 09 September 2026 · 234 charges on record for this range.