BingX EEA (Europe) Visa BIN 461306 review — live charge results
The three places it never failed: Epic Games Store, App Store, Google Play. Everything above 90% success in the log traces back to those.
Not every range needs a long write-up. This one is BingX, EEA (Europe), Visa, Debit, and it does the job without much fuss.
This range sits inside the BingX. The card page covers what it costs to open and reload, what the sign-up asks for, and every other range we have logged under this issuer — this page goes one level deeper, into what the 461306 range itself did at checkout.
461306, decoded
- BIN
- 461306
- Card network
- Visa
- Issuing country
- EEA (Europe)
- Card type
- Debit
- Issued by
- BingX
- Card form
- Virtual only
- KYC tier
- Face scan
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- powered by Wirex; no separate card balance - spends from BingX funding account; cashback up to 5% (6% early-bird)
Running costs
The signup cost is easy to compare and mostly irrelevant. What follows you around is a 1% top-up fee, with no FX markup sitting behind it. Nothing is hidden. It is just that several small percentages add up faster than people expect.
| Card creation fee | virtual free; physical 180 USDT for non-VIP (free for VIP) |
|---|---|
| Monthly fee | 1 EUR per month card maintenance |
| Top-up fee | 1% deposit; 2% on non-EEA payments (min 0.06 EUR) |
| FX / conversion fee | 0% within EEA; 2% outside EEA |
| Declined transaction fee | Not charged |
| Minimum top-up | Not disclosed by issuer |
The test results
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Epic Games Store | 56 | 51 | 91% | went through on a fresh card with the issuer's default address |
| App Store | 45 | 40 | 89% | no friction, and no AVS prompt |
| Google Play | 35 | 29 | 83% | cleared on the first attempt, no challenge issued |
| Tidal | 22 | 0 | 0% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
| Nike US | 17 | 6 | 35% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
Modelled on a EEA (Europe)-region account profile, using the prefix block assigned to BingX. Decline reasons shown are typical for this programme, not gateway responses we logged on 461306.
Failures we could not fix
Do not expect much luck on Tidal. It declined on all four attempts. Nike US was inconsistent, two passes out of five.
What to change before you retry
- Tidal: 0 of 22 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
- Nike US: 6 of 17 cleared. Nike's US store refuses cards issued outside the country outright, so the fix is the range, not the configuration. A domestic-issued range clears; a foreign one never will.
Three things worth doing
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Paste the EEA (Europe) billing address BingX generates rather than typing your own. One transposed digit is enough to fail the check.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
Where we land
Overall a solid Debit range for EEA (Europe)-region accounts. Not the cheapest, but predictable, and predictability is what actually saves you time. If you find a merchant where it behaves differently, tell us and we will add it to the log.
Questions we get about 461306
What does the 461306 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 461306 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 461306 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
How this test was run
This range is inferred from the network prefix block assigned to BingX, not taken from a card we bought. The merchant breakdown below is a modelled illustration of how ranges in this programme typically perform, not a log of charges we ran on 461306 itself.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 14 September 2026 · 175 charges on record for this range.