BingX
BingX is a crypto card issued on Visa, rated 5.7/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
BingX is the strongest fit for app store / play and free issuance, and asks for face scan at signup — we carry it at powered by wirex; no separate card balance - spends from BingX funding account; cashback up to 5% (6% early-bird) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | BingX · Crypto Card |
| Official site | https://bingx.com |
| Best for | App Store / Play · Free issuance |
| Network | Visa |
| Rating | 5.7/10 (3.0★, 113 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | virtual free; physical 180 USDT for non-VIP (free for VIP) |
| Monthly / annual fee | 1 EUR per month card maintenance |
| Top-up (deposit) fee | 1% deposit; 2% on non-EEA payments (min 0.06 EUR) |
| FX / conversion fee | 0% within EEA; 2% outside EEA |
Verification and risk
| KYC required | yes (KYC - ID, proof of address, face recognition) |
| Risk level | powered by Wirex; no separate card balance -… ··· |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | yes (USDT pulled dynamically from the BingX funding account) |
| Bank transfer | no |
| Alipay / WeChat Pay | no |
| Cards per account | Multiple |
Billing
| Billing address | Global |
| Billing country | EEA, APAC, LATAM ··· |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes |
| Meta / Google Ads | No |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 461306 | Visa | EEA (Europe) | Debit | 175 | 126 | 72.0% |
We logged 126 cleared charges out of 175 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Visa virtual cards
Frequently asked
What does BingX cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is 1 EUR per month card maintenance; top-ups cost 1% deposit; 2% on non-EEA payments (min 0.06 EUR); conversion is priced at 0% within EEA; 2% outside EEA. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for BingX?
BingX asks for face scan at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (KYC - ID, proof of address, face recognition)
How can I fund BingX?
You can fund it with crypto (USDT pulled dynamically from the BingX funding account). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does BingX need?
Setting it up: the billing address type is Global; cards are issued against EEA, APAC, LATAM (restricted list incl. mainland China, US, Russia); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does BingX work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will BingX trigger 3-D Secure?
Yes. BingX supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with BingX?
BingX allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.