Visa Virtual Card BIN 484204 - Singapore (Debit)
We would rank App Store, Steam, Epic Games Store as the safest bets on this range, based on 192 passes out of 268 attempts.
A reader asked us to check this Trustee range because a forum post claimed 484204 was dead. It is not. Here is what we found running it through real merchant checkouts.
Reading the 484204 prefix
- BIN
- 484204
- Card network
- Visa
- Issuing country
- Singapore
- Card type
- Debit
- Issued by
- Trustee
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
The money side
Three lines decide it. Issuance: no issuance fee. Funding: no top-up fee. Conversion: no FX markup. Compare on funding cost rather than signup fee. The funding side is what you pay every month for years.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Results by merchant
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 85 | 77 | 91% | went through on a fresh card with the issuer's default address |
| Steam | 69 | 60 | 87% | went through on a fresh card with the issuer's default address |
| Epic Games Store | 53 | 45 | 85% | no friction, and no AVS prompt |
| Crunchyroll | 34 | 0 | 0% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
| Walmart | 27 | 10 | 37% | Gateway risk rule fired and returned a generic decline with no challenge. |
Run from a Singapore-region account between 26 Jul to 23 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
If you buy from Crunchyroll, use something else. It declined consistently. Walmart was fine on retry.
What to change before you retry
- Crunchyroll: 0 of 34 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
- Walmart: 10 of 27 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Practical notes
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- Paste the Singapore billing address Trustee generates rather than typing your own. One transposed digit is enough to fail the check.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
Worth it?
This is the range I would give someone who has never used a virtual card. Low balance requirement and the failure modes are easy to diagnose. We would put it in the second tier. Reliable, unremarkable, and cheap enough to keep around.
BIN questions, answered
What does the 484204 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 484204 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 484204 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card Trustee issues in Singapore carries the same six digits. Two people on 484204 can get opposite results at the same checkout, which is why a single review is never conclusive.
Test setup
We bought a Trustee card, funded it, and pushed 268 charges through live merchant checkout pages between 26 Jul to 23 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 192 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 31 August 2026 · 268 charges on record for this range.