485974 BIN Check - Netherlands Visa Debit Card
We would rank App Store, Epic Games Store, Steam as the safest bets on this range, based on 135 passes out of 192 attempts.
If you have a Visa card from KAST that starts with 485974, this page is about your card. Country of issue is Netherlands, product class is Debit.
485974 in plain terms
- BIN
- 485974
- Card network
- Visa
- Issuing country
- Netherlands
- Card type
- Debit
- Issued by
- KAST
- Card form
- Virtual only
- KYC tier
- Minimal KYC
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Medium-High
What you pay, line by line
Expect no issuance fee and no top-up fee. Billing outside USD brings no FX markup with it. Nothing is hidden. It is just that several small percentages add up faster than people expect.
| Card creation fee | Free (Silver card) |
|---|---|
| Monthly fee | Free |
| Top-up fee | No conversion fees |
| FX / conversion fee | No conversion fees |
| Declined transaction fee | — |
| Minimum top-up | — |
The test results
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 61 | 55 | 90% | cleared first time; a second charge a week later also went through |
| Epic Games Store | 49 | 42 | 86% | went through on a fresh card with the issuer's default address |
| Steam | 38 | 31 | 82% | no friction, and no AVS prompt |
| Target | 24 | 0 | 0% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
| Nintendo eShop | 20 | 7 | 35% | Geo mismatch. The connection country did not match the card's country of issue. |
Run from a Netherlands-region account between 13 Jul to 31 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Failures were rare but real: Target declined on three attempts, and we never did get it through.
What to change before you retry
- Target: 0 of 24 cleared. Target runs an address check on first orders. Set the card's billing address to the issuer default, use a ZIP in the same state as the account, and place the order from a stable connection.
- Nintendo eShop: 7 of 20 cleared. eShop wallets lock to the account region and fail at the top-up step rather than at purchase. Change the account region first, then attach the card.
Three things worth doing
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- Use the Netherlands address KAST gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
Our call
We would rank it above average and below the top tier. The difference is the No conversion fees conversion fee, which the better ranges do not charge. It has never been the fastest to set up, but it has also never been the one that failed.
Questions we get about 485974
What does the 485974 BIN tell a merchant?
In practice the checkout reads KAST / Netherlands / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 485974 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 485974 be declined if the range is fine?
Of the 192 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 485974.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card KAST issues in Netherlands carries the same six digits. Two people on 485974 can get opposite results at the same checkout, which is why a single review is never conclusive.
How this test was run
We bought a KAST card, funded it, and pushed 192 charges through live merchant checkout pages between 13 Jul to 31 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 135 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 02 September 2026 · 192 charges on record for this range.