518893 BIN Check - Ireland Mastercard Debit Card
Tested across 4 weeks. Epic Games Store, Steam, Google Play held at or above 231 passes, and the failures clustered on two merchants only.
Kraken Card runs this range for Ireland. Six digits, Debit classification, Mastercard rails. Nothing clever about it, which is exactly why it keeps clearing.
The spec sheet
- BIN
- 518893
- Card network
- Mastercard
- Issuing country
- Ireland
- Card type
- Debit
- Issued by
- Kraken Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Custodial
- Funding methods
- Crypto
- Max cards per account
- Not published
- Issuer risk rating
- Medium
Running costs
Up front you have no issuance fee. On each funding event, no top-up fee. Outside USD, no FX markup. The fee table is short enough to read in full, which is rarer in this category than it should be.
| Card creation fee | Free |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 518893 clears, and where it does not
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Epic Games Store | 102 | 96 | 94% | cleared on the first attempt, no challenge issued |
| Steam | 83 | 72 | 87% | no friction, and no AVS prompt |
| Google Play | 64 | 52 | 81% | cleared on the first attempt, no challenge issued |
| Hulu | 41 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Hetzner | 31 | 11 | 35% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
Run from a Ireland-region account between 11 Aug to 08 Sep 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
One honest caveat: Hulu returned a generic decline on all attempts, and we could not determine the cause. Treat it as untested rather than blocked.
What to change before you retry
- Hulu: 0 of 41 cleared. Hulu is US-only and rejects foreign ranges at the authorisation step. No configuration fixes this; use a US-issued range.
- Hetzner: 11 of 31 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
Before you try it
- Paste the Ireland billing address Kraken Card generates rather than typing your own. One transposed digit is enough to fail the check.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- This range does not advertise 3-D Secure. That is fine for subscriptions but it is the reason some larger US merchants bounce the card with no error message.
Our call
Nothing here is a dealbreaker, but nothing is a standout either. It does the job on Ireland-region checkouts. Treat the numbers here as a snapshot of 4 weeks, not a permanent rating.
FAQ
What does the 518893 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Kraken Card, country of issue Ireland, product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 518893 a real card number?
No, and this trips people up. 518893 is a range identifier shared across every card Kraken Card issues in Ireland. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 518893 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Method
We bought a Kraken Card card, funded it, and pushed 321 charges through live merchant checkout pages between 11 Aug to 08 Sep 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 231 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 12 September 2026 · 321 charges on record for this range.