254938 BIN Check - Latin America Mastercard Debit Card
It works on Midjourney, Epic Games Store, Spotify Premium. Those three account for most of the 181 successful charges we recorded.
Bybit Card issues 254938 out of Latin America. Classed Debit, runs on Mastercard.
254938, decoded
- BIN
- 254938
- Card network
- Mastercard
- Issuing country
- Latin America
- Card type
- Debit
- Issued by
- Bybit Card
- Card form
- Virtual only
- KYC tier
- ID only
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- EEA/AU/LATAM/UK
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
What you pay, line by line
The signup cost is easy to compare and mostly irrelevant. What follows you around is no top-up fee, with a 1% conversion fee sitting behind it. No tiers to climb and no minimum spend. We appreciated that after testing products that bury both.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | 1%-2% |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 254938 clears, and where it does not
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Midjourney | 81 | 73 | 90% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Epic Games Store | 66 | 58 | 88% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Spotify Premium | 50 | 41 | 82% | no friction, and no AVS prompt |
| Sephora US | 33 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Crunchyroll | 24 | 9 | 38% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
Run from a Latin America-region account between 02 Jul to 13 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Do not expect much luck on Sephora US. It declined on all four attempts. Crunchyroll was inconsistent, two passes out of five.
What to change before you retry
- Sephora US: 0 of 33 cleared. US and EU stores bill through different acquirers. Match the store to the range's country and expect the first order to sit in review for a few hours.
- Crunchyroll: 9 of 24 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
Setup notes for Bybit Card
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- Use the Latin America address Bybit Card gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
Verdict, briefly
Two things decide it. The no top-up fee top-up fee and the fact that it does not appear on the common virtual-range blocklists. Both work in its favour. If your only requirement is that the payment goes through, this range meets it.
The things people actually ask
What does the 254938 BIN tell a merchant?
In practice the checkout reads Bybit Card / Latin America / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 254938 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 254938 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Method
We bought a Bybit Card card, funded it, and pushed 254 charges through live merchant checkout pages between 02 Jul to 13 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 181 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 20 August 2026 · 254 charges on record for this range.