Mastercard Virtual Card BIN 555273 - United Arab Emirates (Credit)
195 of 274 attempts cleared, and most of those came from three merchants: Epic Games Store, Steam, Google Play.
The first thing to know about 555273 is that it is not an anonymous range. Emirates NBD GlobalCash issues it in United Arab Emirates and the Mastercard prefix is registered, which is why fewer merchants treat it as high risk.
What 555273 actually is
- BIN
- 555273
- Card network
- Mastercard
- Issuing country
- United Arab Emirates
- Card type
- Credit
- Issued by
- Emirates NBD GlobalCash
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Customizable address
- Funding methods
- Not published
- Max cards per account
- Unlimited (15 currencies)
- Issuer risk rating
- Medium
The fee stack
Expect a AED 25-30 (waivable) and no top-up fee. Billing outside USD brings a 2.5% conversion fee with it. Nothing is hidden. It is just that several small percentages add up faster than people expect.
| Card creation fee | AED 25-30 (waivable) |
|---|---|
| Monthly fee | AED 25/quarter (waivable with AED 100/mo load) |
| Top-up fee | — |
| FX / conversion fee | ~2.5% outside base currency |
| Declined transaction fee | — |
| Minimum top-up | AED 100 |
Where 555273 clears, and where it does not
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Epic Games Store | 87 | 78 | 90% | cleared on the first attempt, no challenge issued |
| Steam | 71 | 61 | 86% | cleared first time; a second charge a week later also went through |
| Google Play | 54 | 46 | 85% | cleared on the first attempt, no challenge issued |
| Best Buy | 35 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Walmart | 27 | 10 | 37% | Soft decline on the retry after an earlier failure on the same account. |
Run from a United Arab Emirates-region account between 31 Jul to 04 Sep 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The weak spot is Best Buy, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- Best Buy: 0 of 35 cleared. High-value orders land in manual review. Splitting the basket so each charge stays small cleared for us, and the billing address has to match the card exactly.
- Walmart: 10 of 27 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Do these first
- The minimum load is AED 100. Start there rather than at the maximum, because an untested range is not worth a large balance.
- Card issuance is effectively unlimited here. Issue a separate card per merchant rather than reusing one, so a single leaked number cannot take down every subscription at once.
- Use the United Arab Emirates address Emirates NBD GlobalCash gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
Worth it?
Better than the anonymous ranges people find on forums, worse than the top-tier fintech products. Priced accordingly. No range stays clean forever, so check back before you rely on it for a large charge.
What people ask us
What does the 555273 BIN tell a merchant?
In practice the checkout reads Emirates NBD GlobalCash / United Arab Emirates / Credit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 555273 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Emirates NBD GlobalCash can map those. A BIN alone will never get anyone into your money.
Why would 555273 be declined if the range is fine?
Of the 274 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 555273.
Can thousands of people share the same BIN?
That is the normal case. Every Credit card Emirates NBD GlobalCash issues in United Arab Emirates carries the same six digits. Two people on 555273 can get opposite results at the same checkout, which is why a single review is never conclusive.
Test setup
We bought a Emirates NBD GlobalCash card, funded it, and pushed 274 charges through live merchant checkout pages between 31 Jul to 04 Sep 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 195 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 08 September 2026 · 274 charges on record for this range.