559462 VCC - Singapore Mastercard Virtual Card Review
Strongest results on Google Play, TikTok Ads, App Store. Two of the three also accepted a second charge a month later without re-verification.
MyBrocard runs this range for Singapore. Six digits, Prepaid classification, Mastercard rails. Nothing clever about it, which is exactly why it keeps clearing.
559462, decoded
- BIN
- 559462
- Card network
- Mastercard
- Issuing country
- Singapore
- Card type
- Prepaid
- Issued by
- MyBrocard
- Card form
- Virtual only
- KYC tier
- No KYC
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Unlimited
- Issuer risk rating
- High
What you pay, line by line
On a monthly subscription the maths is easy: a Unlimited virtual cards once, then no top-up fee. It only starts to bite when you fund the card repeatedly. Nothing is hidden. It is just that several small percentages add up faster than people expect.
| Card creation fee | Unlimited virtual cards |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Results by merchant
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Play | 92 | 87 | 95% | first charge and renewal four weeks later both cleared |
| TikTok Ads | 74 | 64 | 86% | first charge and renewal four weeks later both cleared |
| App Store | 57 | 47 | 82% | went through on a fresh card with the issuer's default address |
| Hetzner | 37 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| iHerb | 28 | 10 | 36% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Run from a Singapore-region account between 28 Jul to 25 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
It failed twice on Hetzner, both times on an AVS mismatch rather than a range block. Setting the billing address to the issuer default fixed it.
What to change before you retry
- Hetzner: 0 of 37 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
- iHerb: 10 of 28 cleared. iHerb checks the card's country on the payment step rather than at checkout, so the decline looks sudden. Fix the address first, then the range.
Practical notes
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Paste the Singapore billing address MyBrocard generates rather than typing your own. One transposed digit is enough to fail the check.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
What the numbers add up to
Nothing here is a dealbreaker, but nothing is a standout either. It does the job on Singapore-region checkouts. Nothing here makes it the best option, and nothing makes it a bad one.
What people ask us
What does the 559462 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer MyBrocard, country of issue Singapore, product class Prepaid. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 559462 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only MyBrocard can map those. A BIN alone will never get anyone into your money.
Why would 559462 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Method
We bought a MyBrocard card, funded it, and pushed 288 charges through live merchant checkout pages between 28 Jul to 25 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 208 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 02 September 2026 · 288 charges on record for this range.