Alliance Bank
Alliance Bank offers a Visa Virtual Credit Card (VCC) in Malaysia — a fully digital credit card with a dynamic card number you manage in the banking app.
Treat Alliance Bank's VCC as a Malaysian digital credit card: useful for online spend with a number that is not your physical card. Confirm the current fees and limits on the issuer's site before applying, as we have not logged live checkout ranges.
Profile
| Issuer / category | Alliance Bank · Malaysia virtual credit card |
| Official site | https://www.alliancebank.com.my/ |
| Best for | Malaysian online & app spend |
| Network | Visa |
| Rating | Not yet scored (no logged live ranges) |
| Data quality | partial — product confirmed, fee schedule not verified |
Costs and fees
| Card / annual fee | Published by the issuer — verify on the official site |
| FX / conversion fee | Published by the issuer — verify on the official site |
| Late / interest | Published by the issuer — verify on the official site |
We confirm the product exists as a Visa Virtual Credit Card (VCC) in Malaysia; specific fee and limit figures are not independently verified, so check the issuer's latest published terms.
Verification and risk
| KYC required | Yes — Malaysian bank account / ID verification |
| Risk level | Medium (credit product) |
| 3-D Secure | Yes (issuer step-up expected) |
Funding and limits
| Fund from | Linked Alliance Bank account / credit limit |
| Card format | Fully digital, dynamic card number |
| Availability | Malaysia |
Billing
| Billing country | Malaysia |
What the issuer states on its own site
- Alliance Bank offers a Visa Virtual Credit Card (VCC) — a fully digital credit card.
- The virtual card carries its own dynamic card number, separate from any physical card.
Source: (terms current as of our review).
How it performed in our tests
We have not yet logged live checkout ranges for Alliance Bank. When we do, the cleared charges and decline reasons will appear here next to each BIN. Until then, the fee and limit rows above come from the issuer's published terms, not from our own clears.
Browse the BIN directory → to check any range you already hold.
Where to go next
Category guides
Issuing country
Other Visa virtual cards
Head-to-head comparisons
Frequently asked
What is the Alliance Bank Virtual Credit Card?
It is a fully digital Visa credit card (VCC) from Alliance Bank in Malaysia, with its own dynamic card number managed in the banking app.
How much does it cost?
We have not independently verified the fee schedule. Confirm the current annual, FX and late-payment figures on Alliance Bank's official site before applying.
Is Alliance Bank's VCC available outside Malaysia?
It is a Malaysian-issue product; check the issuer for any cross-border usability and the applicable forex fee.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.
Related virtual card searches
Looking for the Alliance Bank virtual credit card, a Malaysia Visa VCC with a dynamic number, or how Alliance Bank's VCC compares to other Visa virtual cards? We cover the Alliance Bank Visa VCC and related Malaysian virtual cards.