Bank of Baroda
Bank of Baroda offers a Virtual Debit Card through its bob World app on both Visa and RuPay networks for Indian customers.
Treat the Bank of Baroda Virtual Debit Card as a convenient Indian debit facade in the bob World app: good for online and UPI spend without exposing your physical card. Confirm current limits and any fees on the issuer's app.
Profile
| Issuer / category | Bank of Baroda · India virtual debit card |
| Official site | https://www.bankofbaroda.in/ |
| Best for | Indian online & UPI spend |
| Network | Visa & RuPay |
| Rating | Not yet scored (no logged live ranges) |
| Data quality | partial — product confirmed, fee schedule not verified |
Costs and fees
| Card / annual fee | Published by the issuer — verify on the official site / bob World app |
| FX / conversion fee | Published by the issuer — verify on the official site |
We confirm the Virtual Debit Card exists via the bob World app on Visa and RuPay; specific fee and limit figures are not independently verified.
Verification and risk
| KYC required | Yes — linked Bank of Baroda account |
| Risk level | Low–Medium (debit product) |
| 3-D Secure | Yes (issuer step-up expected) |
Funding and limits
| Fund from | Linked Bank of Baroda account |
| Card format | Virtual debit card in bob World app |
| Availability | India |
Billing
| Billing country | India |
What the issuer states on its own site
- Bank of Baroda offers a Virtual Debit Card through the bob World app.
- The virtual debit card is available on both Visa and RuPay networks.
Source: (terms current as of our review).
How it performed in our tests
We have not yet logged live checkout ranges for Bank of Baroda. When we do, the cleared charges and decline reasons will appear here next to each BIN. Until then, the fee and limit rows above come from the issuer's published terms, not from our own clears.
Browse the BIN directory → to check any range you already hold.
Where to go next
Category guides
Issuing country
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Head-to-head comparisons
Frequently asked
What is the Bank of Baroda Virtual Debit Card?
It is a virtual debit card you create in the bob World app, available on both Visa and RuPay networks, linked to your Bank of Baroda account.
How much does it cost?
We have not independently verified the fee schedule; confirm current charges and limits in the bob World app or on the issuer's site.
Is it available outside India?
It is an Indian-issue product linked to a Bank of Baroda account; check the issuer for any cross-border usability and forex fees.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.
Related virtual card searches
Looking for the Bank of Baroda virtual debit card, how to get a bob World virtual card on Visa or RuPay, or how BoB compares to other India virtual cards? We cover the Bank of Baroda Virtual Debit Card and related Indian cards.