Endl
Endl is a crypto card issued on Visa, rated 6.7/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Endl is the strongest fit for free issuance and crypto funded, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Endl · Crypto Card |
| Official site | https://endl.io |
| Best for | Free issuance · Crypto funded |
| Network | Visa |
| Rating | 6.7/10 (3.5★, 207 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free (Standard plan includes 5 free virtual Visa cards) |
| Monthly / annual fee | 0 (Individual plan $0/mo) |
| Top-up (deposit) fee | 0.5% off-ramp (stablecoin); gas only USD-to-USD |
| FX / conversion fee | 0 (no FX spread on USD spend) |
Verification and risk
| KYC required | Yes ··· |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Crypto top-up | Yes |
| Bank transfer | Yes |
| Cards per account | Unlimited |
Billing
| Billing address | Self-custody (stablecoin-funded Visa) |
What the issuer states on its own site
- One flat 0.5% platform fee, with no markup hidden inside the exchange rate.
- Pay out to 160+ countries over 40+ local rails, settled in under 5 minutes, 24/7.
- Get paid in dollars, euros, pounds and more from clients in 5+ currencies.
Source: https://endl.io.
How it performed in our tests
We logged 230 cleared charges out of 317 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Issuing country
Other Visa virtual cards
Frequently asked
What does Endl cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is 0 (Individual plan $0/mo); top-ups cost 0.5% off-ramp (stablecoin); gas only USD-to-USD; conversion is priced at 0 (no FX spread on USD spend). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Endl?
Endl asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (light verification; <24h onboarding, no local entity required)
How can I fund Endl?
You can fund it with crypto, bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Endl need?
Setting it up: the billing address type is Self-custody (stablecoin-funded Visa); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
How many cards can I open with Endl?
The issuer allows Unlimited. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.