EPN
EPN is a virtual card for ads issued on Visa, rated 7.9/10 on published terms. Below: what it costs, what signup demands, and which checkouts the issuer says it clears.
Lead with EPN for ad spend, app store / play, crypto funded, and note it asks for id + proof at signup — we carry it at medium-high (seychelles entity digital waves ltd. with no us license; 102 bins from 12 countries; withdrawals 5% with a $100 minimum; the directory reports a 30-day capital lock-up that a third-party review contradicts) risk. Treat the fee rows as the deciding factor until checkout data lands: this profile is scored on published terms, not on a checkout log yet.
Score breakdown
What goes into the composite above. Fees, coverage, verification, safeguards and funding are the five inputs; the recorded clear rate is the raw evidence from the checkout record, and a small category adjustment is applied. How we score.
Profile
| Issuer / category | EPN · Virtual Card for Ads |
| Official site | https://e.pn |
| Best for | Ad spend · App Store / Play · Crypto funded |
| Network | Visa |
| Rating | 7.9/10 (no logged ranges yet) |
| Data quality | partial — terms reviewed, no checkout log |
Costs and fees
| Card creation fee | $2-$4 by account level (Standard $4, Silver $3.5, Gold $3, Platinum $2.5, Black $2); monthly renewal matches |
| Monthly / annual fee | Same as issuance fee by tier |
| Top-up (deposit) fee | Top-up 6.7% (Standard) down to 3% (Black); deposits $1-50 = $5 flat, $50-1,000 = 1%, over $1,000 = 0% |
| FX / conversion fee | Free (0%) |
| Declined-charge fee | Free |
Verification and risk
| KYC required | Yes (full KYC) |
| Risk level | Medium-High (Seychelles entity Digital Waves LTD. with no US license; 102 BINs from 12 countries; withdrawals 5% with a $100 minimum; the directory reports a 30-day capital lock-up that a third-party review contradicts) |
| AVS check | Not stated |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes |
| Bank transfer | No |
| Alipay / WeChat Pay | Yes |
| Cards per account | Unlimited |
Billing
| Billing address | Not disclosed |
| Billing country | Global (services provided outside the US) |
Platform compatibility
| ChatGPT | Not stated |
| Claude | Not stated |
| Midjourney | Not stated |
| Netflix / Spotify | Not stated |
| App Store / Google Play | Yes |
| Meta / Google Ads | Yes (optimized for Facebook and Google Ads) |
What the issuer states on its own site
- EPN is issued as a virtual card for ads on Visa.
- Signup asks for id + proof — the issuer states: Yes (full KYC).
- Issuance is priced at $2-$4 by account level … with a recurring charge of Same as issuance fee by tier.
- Risk is rated medium-high (seychelles entity digital waves ltd. with no us license; 102 bins from 12 countries; withdrawals 5% with a $100 minimum; the directory reports a 30-day capital lock-up that a third-party review contradicts), with 3-D Secure yes.
Source: https://e.pn — issuer terms reviewed 2026-10-12.
How it performed at checkout
No tracked checkout ranges for EPN yet. When ranges enter the record, the cleared charges and decline reasons will appear here next to each range in the BIN lookup. Until then, the fee and limit rows above come from the issuer's published terms, not from our own clears.
Check the BIN directory → for any range you already hold.
Where to go next
Checkout guides built around this card
Category guides
Crypto cards
Other Visa virtual cards
Frequently asked
What does EPN cost to run?
The cost lines stack like this: issuing it costs $2-$4 by account level (Standard $4, Silver $3.5, Gold $3, Platinum $2.5, Black $2); monthly renewal matches; the recurring charge is Same as issuance fee by tier; loading it carries Top-up 6.7% (Standard) down to 3% (Black); deposits $1-50 = $5 flat, $50-1,000 = 1%, over $1,000 = 0%; conversion is priced at Free (0%); a declined charge costs Free. Weigh the recurring lines above the one-off fee.
Do I need to verify my identity for EPN?
EPN asks for id + proof at signup — the issuer states: Yes (full KYC). The check runs when the account opens, not on each charge.
How can I fund EPN?
You can fund it with crypto and Alipay/WeChat. Pick a funding route you can repeat often, because the load fee is charged per top-up.
Which billing address does EPN need?
Setting it up: the billing address type is not disclosed; cards are issued against Global (services provided outside the US). Copy the address the issuer generates rather than retyping it.
Does EPN work for subscriptions and AI tools?
The issuer lists support for the App Store and Google Play and Meta and Google Ads. We have not logged checkout attempts on this card yet — when we do, cleared counts and decline reasons appear in the test table above.
Will EPN trigger 3-D Secure?
Yes. EPN supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How VCCFinder builds the data
Card ranges come from published documentation and issuer records; the recorded clear rate and decline reasons are published next to each one. Where a card declined, the reason sits in the BIN lookup rather than in a footnote here.
Related virtual card searches
Looking for epn fees, how epn KYC works, or whether epn clears the checkouts you use? We cover the virtual card for ads end to end: what it costs, what signup demands, and how it compares to other visa cards.