Ether.fi Cash
Ether.fi Cash is a crypto card issued on Visa, rated 6.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Ether.fi Cash is the strongest fit for app store / play and crypto funded, and asks for ID + proof at signup — we carry it at medium (non-custodial; borrow-mode collateral/liquidation risk; ~20 restricted countries) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Ether.fi Cash · Crypto Card |
| Official site | https://ether.fi |
| Best for | App Store / Play · Crypto funded |
| Network | Visa |
| Rating | 6.9/10 (3.5★, 783 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | $10 virtual ··· |
| Monthly / annual fee | membership-tier based; no separate card annual fee |
| Top-up (deposit) fee | 0% top-up |
| Minimum deposit | $5 minimum top-up |
| FX / conversion fee | 0% FX on EUR/USD; 1% other currencies |
Verification and risk
| KYC required | yes (full KYC - government ID + liveness selfie; 15–45 min) |
| Risk level | Medium ··· |
| 3-D Secure | yes |
Funding and limits
| Crypto top-up | yes ··· |
| Bank transfer | yes |
| Alipay / WeChat Pay | no |
Billing
| Billing country | 160+ jurisdictions ··· |
Platform compatibility
| App Store / Google Play | yes |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 446780 | Visa | Multi-region | Debit | 301 | 216 | 71.8% |
We logged 216 cleared charges out of 301 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Visa virtual cards
Frequently asked
What does Ether.fi Cash cost to run?
The cost lines stack like this: issuing it costs $10 virtual (Core/Luxe/Pinnacle); $0 VIP; physical $50 (Core) / $100 (Luxe, Pinnacle); the recurring charge is membership-tier based; no separate card annual fee; top-ups cost 0% top-up; conversion is priced at 0% FX on EUR/USD; 1% other currencies; you need $5 minimum top-up to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Ether.fi Cash?
Ether.fi Cash asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (full KYC - government ID + liveness selfie; 15–45 min)
How can I fund Ether.fi Cash?
You can fund it with crypto (ETH, USDC, USDT, BTC; up to 3% wETH cashback; 5%+ APY on idle balance), bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Ether.fi Cash need?
Setting it up: cards are issued against 160+ jurisdictions (not US at launch; UK FCA licensing expected Sep 2026). Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Ether.fi Cash work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Ether.fi Cash trigger 3-D Secure?
Yes. Ether.fi Cash supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.