Eversend
Eversend is a virtual USD visa for africa (e-wallet) issued on Visa, rated 6.4/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Eversend is the strongest fit for ad spend, and asks for ID + proof at signup — we carry it at medium (licensed in key african markets, fireblocks custody) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Eversend · Virtual USD Visa for Africa (e-wallet) |
| Official site | https://eversend.co |
| Best for | Ad spend |
| Network | Visa |
| Rating | 6.4/10 (3.0★, 529 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | $0.99 (monthly plan) or $2.99 (lifetime one-time) |
| Monthly / annual fee | $0.99/mo (monthly plan); $0 (lifetime plan) |
| Minimum deposit | $1 (first load) |
| FX / conversion fee | 3.5% + $0.50 (non-USD or USD settled outside US) |
| Declined transaction fee | $0.40 (insufficient funds) |
Verification and risk
| KYC required | Yes (identity verification required) |
| Risk level | Medium (licensed in key African markets, Fireblocks custody) |
| AVS check | Yes |
| 3-D Secure | Yes (Visa 3DS) |
Funding and limits
| Crypto top-up | Yes (USDT, USDC) |
| Bank transfer | Yes (bank transfer, mobile money) |
| Alipay / WeChat Pay | No |
| Cards per account | Multiple (per-purpose cards) |
Billing
| Billing address | Residential |
| Billing country | Africa ··· |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | No (virtual only, no wallet tokenization) |
| Meta / Google Ads | Yes (Meta Ads, AWS, Netflix, etc.) |
What the issuer states on its own site
- Bank = a typical SWIFT route (fixed fees + FX spread each way); other apps modelled at ~1% margin.
- Local cards get declined on Netflix, Meta Ads and AWS, and when they work, banks bury up to 13% in FX on every USD bill.
- Hold 16 currencies and convert whenever the rate suits you. When your local currency slips, your value doesn’t have to.
- $50,100 in SWIFT + correspondent fees.
Source: https://eversend.co.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 436021 | Visa | Africa | Prepaid | 131 | 91 | 69.5% |
We logged 91 cleared charges out of 131 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Visa virtual cards
Frequently asked
What does Eversend cost to run?
The cost lines stack like this: issuing it costs $0.99 (monthly plan) or $2.99 (lifetime one-time); the recurring charge is $0.99/mo (monthly plan); $0 (lifetime plan); conversion is priced at 3.5% + $0.50 (non-USD or USD settled outside US); you need $1 (first load) to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Eversend?
Eversend asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (identity verification required)
How can I fund Eversend?
You can fund it with crypto (USDT, USDC), bank transfer (bank transfer, mobile money). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Eversend need?
Setting it up: the billing address type is Residential; cards are issued against Africa (NG, KE, GH, UG, ZA, CM, CI, RW, SN, TZ, ZM + 12 more limited); an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Eversend work for subscriptions and AI tools?
We recorded successful charges for Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Eversend trigger 3-D Secure?
Yes. Eversend supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Eversend?
Eversend allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple (per-purpose cards). Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.