Lydian Card
Lydian Card is a crypto card issued on Visa, rated 6.8/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Lydian Card is the strongest fit for app store / play and crypto funded, and asks for ID + proof at signup — we carry it at medium (launched apr 2026, limited operational track record; monthly/FX/ATM/limit fees not published; self-custody lydian wallet integration; visa platinum benefits tied to higher spend tiers) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Lydian Card · Crypto Card |
| Official site | https://cards.lydian.com |
| Best for | App Store / Play · Crypto funded |
| Network | Visa |
| Rating | 6.8/10 (3.5★, 403 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | $0 |
| Top-up (deposit) fee | 0% load (USDT/USDC; other assets converted) |
Verification and risk
| KYC required | yes (government-issued document; Rain compliance) |
| Risk level | Medium ··· |
| 3-D Secure | yes |
Funding and limits
| Crypto top-up | yes ··· |
| Bank transfer | no |
| Alipay / WeChat Pay | no |
Billing
| Billing country | Global (closed to United States residents) |
Platform compatibility
| App Store / Google Play | yes |
What the issuer states on its own site
- If you hold other assets in your Lydian Wallet, you can swap them into your card-ready balance with a single tap, ensuring your spending is always lag-free.
- At launch, the Lydian Card is available to individuals 18 years or older who complete the quick identity verification.
- Once your Lydian Card is funded with USDT or USDC, the conversion to local currency happens instantly and automatically at the point of sale.
- You'll enjoy transparent and straightforward pricing, subject to applicable fees and limits.
- You can use the card at over 150 million merchants worldwide.
Source: https://cards.lydian.com.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 446369 | Visa | Multi-region | Debit | 225 | 164 | 72.9% |
We logged 164 cleared charges out of 225 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Visa virtual cards
Frequently asked
What does Lydian Card cost to run?
The cost lines stack like this: issuing it costs $0; top-ups cost 0% load (USDT/USDC; other assets converted). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Lydian Card?
Lydian Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (government-issued document; Rain compliance)
How can I fund Lydian Card?
You can fund it with crypto (USDT, USDC, BTC, ETH; 300+ digital assets supported for funding on the Lydian Wallet). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Lydian Card need?
Setting it up: cards are issued against Global (closed to United States residents). Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Lydian Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Lydian Card trigger 3-D Secure?
Yes. Lydian Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.