Peanut Card
Peanut Card is a crypto card issued on Visa, rated 7.4/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Peanut Card is the strongest fit for app store / play and free issuance, and asks for ID + proof at signup — we carry it at medium (non-custodial smart wallet; closed beta admitting ~20 users/week; virtual-only, no ATM; no cashback; very new with no dispute track record) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Peanut Card · Crypto Card |
| Official site | https://peanut.me |
| Best for | App Store / Play · Free issuance |
| Network | Visa |
| Rating | 7.4/10 (3.5★, 393 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | Free |
| Monthly / annual fee | Free |
| Top-up (deposit) fee | 0% (free crypto deposits/withdrawals; gas covered by Peanut) |
| FX / conversion fee | About 1% ··· |
Verification and risk
| KYC required | yes ··· |
| Risk level | Medium ··· |
| 3-D Secure | yes |
Funding and limits
| Crypto top-up | yes ··· |
| Bank transfer | yes (SEPA / ACH / wire deposits and withdrawals) |
| Alipay / WeChat Pay | no |
Billing
| Billing country | Global excluding ~17 countries ··· |
Platform compatibility
| App Store / Google Play | yes |
What the issuer states on its own site
- Standard fees and limits apply under the cardholder terms.
- Even if Peanut were offline, you could point any ERC‑4337‑compatible wallet at your smart account and recover access independently.
- + countries, Pay in 50+ currencies, 0% fees on money transfers.
Source: https://peanut.me.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 443761 | Visa | Multi-region | Debit | 134 | 94 | 70.1% |
We logged 94 cleared charges out of 134 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Visa virtual cards
Frequently asked
What does Peanut Card cost to run?
The cost lines stack like this: issuing the card is free; there is no monthly fee on the entry tier; top-ups cost 0% (free crypto deposits/withdrawals; gas covered by Peanut); conversion is priced at About 1% (Visa International Service Assessment passed through; no Peanut markup); 0% same-currency. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Peanut Card?
Peanut Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (full KYC - ID, address, tax ID, SMS/email codes + regulatory questionnaire; 18+)
How can I fund Peanut Card?
You can fund it with crypto (USDC + USDT in a Passkey-controlled smart wallet on Arbitrum/Base/Polygon/Solana/Ethereum), bank transfer (SEPA / ACH / wire deposits and withdrawals). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Peanut Card need?
Setting it up: cards are issued against Global excluding ~17 countries (blocked while in Cuba, Iran, North Korea, Russia, Syria, Ukraine, Venezuela). Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Peanut Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Peanut Card trigger 3-D Secure?
Yes. Peanut Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.