Transcash Mastercard
Transcash Mastercard is a prepaid / gift issued on Mastercard, rated 6.5/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Transcash Mastercard is the strongest fit for no KYC, and asks for no KYC at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Transcash Mastercard · Prepaid / Gift |
| Official site | https://www.transcash.fr |
| Best for | No KYC |
| Network | Mastercard |
| Rating | 6.5/10 (3.0★, 518 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | ~€9.90 (Black card pack, one-time) |
| Monthly / annual fee | ~€1/mo (account management fee) |
| Top-up (deposit) fee | Not applicable |
| Minimum deposit | Not applicable |
| FX / conversion fee | Applies abroad (Mastercard FX); France-focused |
| Declined transaction fee | Not applicable |
Verification and risk
| KYC required | No KYC (ACCESS tier, ≤€150/mo); ID for ESSENTIAL; ID+video for MAX |
| Risk level | Medium |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | No |
| Bank transfer | No |
| Alipay / WeChat Pay | No |
| Cards per account | Multiple |
Billing
| Billing address | FR General |
| Billing country | France |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | No |
| Meta / Google Ads | No |
What the issuer states on its own site
- Transcash zero-overdraft cards come in a pack comprising 2 payment and withdrawal cards, a black card for those aged 18 and over, and a red card for those aged 13 and over, or a pack of 2 Fyve wristbands with a black contactless mini-payment card.
- Parents benefit from personalized parental control, and the card is always overdraft-free!
- No banker’s call, no agios, no commitment and reloadable in cash at over 30,000 points of sale!
Source: https://www.transcash.fr.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 240552 | Mastercard | France | Prepaid | 127 | 90 | 70.9% |
We logged 90 cleared charges out of 127 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Other Mastercard virtual cards
Frequently asked
What does Transcash Mastercard cost to run?
The cost lines stack like this: issuing it costs ~€9.90 (Black card pack, one-time); the recurring charge is ~€1/mo (account management fee); top-ups cost Not applicable; conversion is priced at Applies abroad (Mastercard FX); France-focused; you need Not applicable to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Transcash Mastercard?
Transcash Mastercard is a no-KYC card, so the account opens without an ID check. Cards in that tier decline more often at strict merchants, which is the trade-off you are taking.
Which billing address does Transcash Mastercard need?
Setting it up: the billing address type is FR General; cards are issued against France; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Will Transcash Mastercard trigger 3-D Secure?
Yes. Transcash Mastercard supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Transcash Mastercard?
Transcash Mastercard allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.