Viseca.ch
Viseca.ch is a traditional bank card issued on Mastercard, rated 6.0/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Viseca.ch is the strongest fit for free issuance, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Viseca.ch · Traditional Bank Card |
| Official site | https://www.viseca.ch |
| Best for | Free issuance |
| Network | Mastercard |
| Rating | 6.0/10 (3.0★, 179 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | CHF 25-100 annual fee (free ≤25/30 yrs) |
| Monthly / annual fee | Annual fee (no separate monthly fee) |
| Top-up (deposit) fee | Not applicable |
| Minimum deposit | Not applicable |
| FX / conversion fee | 1.75% (foreign currency); 1.75% CHF abroad |
| Declined transaction fee | Not applicable |
Verification and risk
| KYC required | Yes |
| Risk level | Medium |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | No |
| Bank transfer | Yes |
| Alipay / WeChat Pay | No |
| Cards per account | Multiple |
Billing
| Billing address | CH General |
| Billing country | Switzerland |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | No |
| Meta / Google Ads | No |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 233597 | Mastercard | Switzerland | Credit | 284 | 205 | 72.2% |
We logged 205 cleared charges out of 284 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Other Mastercard virtual cards
Frequently asked
What does Viseca.ch cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is Annual fee (no separate monthly fee); top-ups cost Not applicable; conversion is priced at 1.75% (foreign currency); 1.75% CHF abroad; you need Not applicable to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Viseca.ch?
Viseca.ch asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
How can I fund Viseca.ch?
You can fund it with bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Viseca.ch need?
Setting it up: the billing address type is CH General; cards are issued against Switzerland; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Will Viseca.ch trigger 3-D Secure?
Yes. Viseca.ch supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Viseca.ch?
Viseca.ch allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.