XPlace Card
XPlace Card is a crypto card issued on Visa, rated 7.1/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
XPlace Card is the strongest fit for app store / play and free issuance, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | XPlace Card · Crypto Card |
| Official site | https://x.place |
| Best for | App Store / Play · Free issuance |
| Network | Visa |
| Rating | 7.1/10 (3.5★, 741 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free (virtual, after KYC); metal card via paid tiers |
| Monthly / annual fee | Tiered: Basic $0 / Silver $99-y / Gold $249-y / Platinum $999-y |
| Top-up (deposit) fee | 2% Basic / 1.5% Silver / 1% Gold / 0.5% Platinum (bridge/deposit) |
| FX / conversion fee | 1% Basic / 0.5% Silver / 0.25% Gold / 0% Platinum |
Verification and risk
| KYC required | Yes (KYC via Sumsub) |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Crypto top-up | Yes (SOL/BTC/ETH/USDT/JitoSOL on Solana) |
| Bank transfer | No (crypto collateral deposit only) |
Billing
| Billing address | Non-custodial (Kamino Finance) |
| Billing country | 160+ countries (34 excluded jurisdictions) |
Platform compatibility
| App Store / Google Play | Yes (Apple Pay/Google Pay) |
What the issuer states on its own site
- Physical card: 7,14 business days depending on the region.
- Visa cards are accepted in 160+ countries, Up to $750K/month, 0% FX on Platinum, Up to 2% cashback in USDC.
- Real USDC, paid to your wallet at settlement. Up to 2% across categories and tiers. Not points, not internal credits, actual on-chain dollars.
Source: https://x.place.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 407362 | Visa | Multi-region | Debit | 185 | 135 | 73.0% |
We logged 135 cleared charges out of 185 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Visa virtual cards
Frequently asked
What does XPlace Card cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is Tiered: Basic $0 / Silver $99-y / Gold $249-y / Platinum $999-y; top-ups cost 2% Basic / 1.5% Silver / 1% Gold / 0.5% Platinum (bridge/deposit); conversion is priced at 1% Basic / 0.5% Silver / 0.25% Gold / 0% Platinum. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for XPlace Card?
XPlace Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (KYC via Sumsub)
How can I fund XPlace Card?
You can fund it with crypto (SOL/BTC/ETH/USDT/JitoSOL on Solana). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does XPlace Card need?
Setting it up: the billing address type is Non-custodial (Kamino Finance); cards are issued against 160+ countries (34 excluded jurisdictions); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does XPlace Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.