7 groups · charge log through 13 Sep 2026 14:40 UTC

Virtual card guides by category

Pick the merchant group you are actually paying, and each page gives you the card ranges that cleared it, the fee each issuer publishes, and the declines we could not fix, with the gateway reason attached.

The seven groups

What to do with these pages

  1. Find the merchant that declined you. Each group page lists its ranges with the pass counts from our own charges, so you can see which one cleared and how often.
  2. Check the fee rows before you fund anything. Top-up percentages compound on every reload, and they matter more than the one-off card creation fee.
  3. If a range is blocked at one merchant, try another range from the same group rather than retrying the same card. Blocks are range-level, not account-level.

How we buy, charge and log each card is described on the methodology page, with the failure reasons we record (sample log) rather than a success score alone.