AI Tools & Developer Tools: which virtual cards work
These subscriptions bill in USD through their own gateways, and several re-check the card's country on every renewal. In this group 36 ranges are documented across 20 checkouts, each one structured from the issuer's published terms. Below are all 20 checkouts in this set, with the ranges that pass and the ones that do not.
What this group is actually made of
Counted over the 36 ranges documented for this group, straight from each issuer's published terms. Every figure is a count over those 36 ranges — none of them is an estimate or a model output.
| Measure | What the group shows | Why it decides your result |
|---|---|---|
| Networks | Mastercard 24 · Visa 11 · Discover 1 | A range on a network the gateway does not route is declined before the issuer is asked anything. |
| KYC at signup | ID + proof 25 · No KYC 7 · ID only 2 · Business KYC 1 · Minimal KYC 1 | The tier is what you upload before the card exists, and it does not loosen afterwards. |
| Issuing countries | EEA (Europe) 7 · United States 6 · Multi-region 6 | The billing country attached to the range is what a merchant compares against your address. |
| Composite scores | median 84/100 · 3 ranges at 90 or above | A structure rating built from published fees and documented coverage, not a checkout result. |
VCard is the one we would start with in this group: free to open, No KYC at signup. Our second pick is Halocard, which we keep for the checkouts where VCard gets a range block, not because it is cheaper. The remaining rows cover cases this one does not, rather than padding the list.
Merchants in this group include ChatGPT Plus · OpenAI API · Claude.ai.
The ranges that lean most toward this group
Six ranges whose documented coverage leans most toward ai tools & developer tools specifically: each one is matched to a larger share of these 20 checkouts than of the 105 tracked site-wide. The last column sets that share side by side, so the reason it sits on this page is visible.
| Range | Network | Issuer | KYC | Score | Why it is in this group |
|---|---|---|---|---|---|
| 456165 | Visa | Jupiter Global | ID + proof | 86/100 | 11 of 20 checkouts in this group · site average 32 of 105 |
| 226055 | Mastercard | COCA | No KYC | 87/100 | 13 of 20 checkouts in this group · site average 47 of 105 |
| 231661 | Mastercard | Bleap | ID + proof | 84/100 | 9 of 20 checkouts in this group · site average 26 of 105 |
| 400012 | Visa | Chime | ID + proof | 83/100 | 7 of 20 checkouts in this group · site average 18 of 105 |
| 519682 | Mastercard | SwissBorg Card | ID + proof | 92/100 | 18 of 20 checkouts in this group · site average 76 of 105 |
Checkouts covered in this group
Each entry names the mechanism that trips a card up at that merchant, then links to the full notes. Each figure traces back to the issuer's published terms, with the evidence tier spelled out on the methodology page.
Other categories
Fees, limits and terms quoted on this page are as published by the issuer and can change at any time — verify with the issuer before applying.