Combo Cards vs Revolut
Two virtual cards people weigh up side by side. We put Combo Cards and Revolut on the same rows so the difference is easy to see.
Combo Cards issues on Visa + Mastercard and Revolut on Visa · Mastercard; verification is ID + proof at Combo Cards versus ID only at Revolut.
Combo Cards is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee, 0% foreign transaction fees. Revolut is the better fit for power users who need AI subscriptions.
The short version of the matchup
| Field | Combo Cards | Revolut |
|---|---|---|
| Card network | Visa + Mastercard | Visa, Mastercard |
| Card type | Crypto Card | Digital Bank / Neobank |
| KYC | ID + proof | ID only |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free (Standard); Plus £3.99; Premium £7.99; Metal £14.99; Ultra £55 per mo |
| Top-up fee | — | — |
| FX fee | — | 0.5% |
| Crypto funding | Yes | Yes |
| AI tool support | — | ChatGPT / Claude / Midjourney |
| Risk level | Medium | Low-Medium |
| Our rating | 7.5 | 9.0 |
| User reviews | 638 | 80 |
| Best for | Ad spend · App Store / Play | All-rounder · Ad spend |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Two cards, one decision
- If you wear several hats, Revolut is the more flexible of the pair.
- Prefer a short sign-up? Revolut is the lower-friction option here.
- Revolut edged Combo Cards on our composite rating across fees, risk and merchant tests.
- If risk rating weights your choice, Revolut is the calmer of the two.
The two, compared
Combo Cards is the cheaper card to hold: free to create and no top-up fee, against free and no top-up fee at Revolut. Revolut earns its keep only if you need AI subscriptions.
Questions people ask
That depends on what you spend on. Combo Cards scores 7.5/10 against Revolut's 9.0/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Combo Cards is the cheaper card to run. Both Combo Cards and Revolut issue virtual cards for free.
Combo Cards asks for ID + proof at signup; Revolut asks for ID only. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 2 of the same test scenarios, including Pinterest Ads, Taboola. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Combo Cards and Revolut both landed in our top picks for 2 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
📈 Ad Platforms 2
Their BIN ranges
Cards issued in 🇨🇦 Canada · 🇬🇧 UK — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: