Cryptomus Card vs Genome
Torn between Cryptomus Card and Genome? The comparison below is built from the same test data we use across the rest of the site.
Cryptomus Card issues on Visa · Mastercard and Genome on Visa; both ask for ID + proof; only Cryptomus Card takes crypto top-ups.
Genome is the more cost-effective option for everyday spending and travel thanks to its no monthly fee. Cryptomus Card is the better fit for power users who need crypto funding.
Two cards, one decision
| Field | Cryptomus Card | Genome |
|---|---|---|
| Card network | Visa / Mastercard | Visa |
| Card type | Crypto Card | Digital Bank / Neobank |
| KYC | ID + proof | ID + proof |
| Card issuance fee | $4 | Virtual card 1 EUR (first 10); 10 EUR from 11th |
| Monthly fee | varies by card type | Free EUR (card monthly fee); non-EEA personal account 20 EUR/mo or 200 EUR/yr |
| Top-up fee | 3.2% (top-up) | Non-Genome card top-up 3% (externally initiated 1%) |
| FX fee | — | Non-card currency transactions 2%; EUR/USD/GBP conversion 1% |
| Crypto funding | Yes (USDT/USDC) | No |
| AI tool support | — | ChatGPT |
| Risk level | Medium | Medium |
| Our rating | 7.3 | 9.3 |
| User reviews | 285 | 159 |
| Best for | Ad spend · Crypto funded | Ad spend · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
The head to head
- Genome costs less to keep open, so it is the one to reach for if you are watching your budget.
- If you wear several hats, Genome is the more flexible of the pair.
- Only Cryptomus Card takes crypto top-ups in our data — worth knowing before you decide.
- In our scoring, Genome finished ahead of Cryptomus Card — not by a mile, but enough to tilt a tiebreak.
The two, compared
Run the numbers against your own usage. Genome runs about $1.09 to create plus a 3% top-up per top-up; Cryptomus Card runs about $4 plus a 3.2% top-up. For one or two subscriptions the first column wins; for crypto funding, the second does.
Questions people ask
That depends on what you spend on. Cryptomus Card scores 7.3/10 against Genome's 9.3/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Genome works out cheaper: free account maintenance. Cryptomus Card adds about $4 per virtual card, a 3.2% top-up fee.
Cryptomus Card asks for ID + proof at signup; Genome asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 1 of the same test scenarios, including Google Ads. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Cryptomus Card and Genome both landed in our top picks for 1 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
📈 Ad Platforms 1
Their BIN ranges
Cards issued in 🇬🇧 UK · 🇦🇺 Australia — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: