401911 BIN Check - Latin America Visa Debit Card
It works on Google Play, App Store, Steam. Those three account for most of the 124 successful charges we recorded.
Kontigo issues 401911 out of Latin America. Classed Debit, runs on Visa.
401911 in plain terms
- BIN
- 401911
- Card network
- Visa
- Issuing country
- Latin America
- Card type
- Debit
- Issued by
- Kontigo
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- LATAM
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
What you pay, line by line
Expect no issuance fee and no top-up fee. Billing outside USD brings no FX markup with it. Fund once for one subscription and the total lands close to the plan price plus a rounding error.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Merchant by merchant
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Play | 54 | 51 | 94% | first charge and renewal four weeks later both cleared |
| App Store | 44 | 38 | 86% | first charge and renewal four weeks later both cleared |
| Steam | 34 | 29 | 85% | cleared first time; a second charge a week later also went through |
| Sephora US | 22 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| Walmart | 17 | 6 | 35% | Gateway risk rule fired and returned a generic decline with no challenge. |
Run from a Latin America-region account between 22 Jul to 19 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Two merchants gave us trouble, Sephora US and Walmart. In both cases the decline came back as an issuer block rather than an address problem, which is not something you can fix from your side.
What to change before you retry
- Sephora US: 0 of 22 cleared. US and EU stores bill through different acquirers. Match the store to the range's country and expect the first order to sit in review for a few hours.
- Walmart: 6 of 17 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Setup notes for Kontigo
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Set the billing address to exactly what Kontigo generates for Latin America. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- You can hold several cards at once (Multiple). Split them by merchant, not by amount. It makes a failed charge far easier to trace.
Our call
It is the kind of card you forget about until a checkout fails, and then it is the one that works. If you find a merchant where it behaves differently, tell us and we will add it to the log.
What people ask us
What does the 401911 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 401911 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Kontigo can map those. A BIN alone will never get anyone into your money.
Why would 401911 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
Test setup
We bought a Kontigo card, funded it, and pushed 171 charges through live merchant checkout pages between 22 Jul to 19 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 124 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 26 August 2026 · 171 charges on record for this range.