Bitsa EEA (Europe) Visa (BIN 457031) — tested at checkout
The range did well against Google Ads, Google Play, Meta Ads. We logged 220 successful authorizations out of 306 attempts across the test window.
457031 appears on Visa cards issued by Bitsa to EEA (Europe) customers. That is the whole identification. Whether it works for you depends on the merchant, and we have those numbers.
This range sits inside the Bitsa. The card page covers what it costs to open and reload, what the sign-up asks for, and every other range we have logged under this issuer — this page goes one level deeper, into what the 457031 range itself did at checkout.
What 457031 actually is
- BIN
- 457031
- Card network
- Visa
- Issuing country
- EEA (Europe)
- Card type
- Prepaid
- Issued by
- Bitsa
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes (Visa 3DS)
- AVS check
- Yes
- Billing address
- Residential (EEA)
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Multiple (plan-based tiers)
- Issuer risk rating
- Medium (EU EMI, Bank of Spain CSB 6707)
Running costs
This is a Prepaid product, so there is no interest and no annual fee to model. Just a Virtual €2.50, no top-up fee and a 1.75% conversion fee. No tiers to climb and no minimum spend. We appreciated that after testing products that bury both.
| Card creation fee | Virtual €2.50; Physical €20 |
|---|---|
| Monthly fee | Free (Free plan); Move €0.99/mo; Pro €9.99/mo |
| Top-up fee | Not disclosed by issuer |
| FX / conversion fee | 1.75% (outside eurozone); 2% (rest of world) |
| Declined transaction fee | Not charged |
| Minimum top-up | No minimum |
Where 457031 clears, and where it does not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Ads | 97 | 88 | 91% | first charge and renewal four weeks later both cleared |
| Google Play | 79 | 69 | 87% | no friction, and no AVS prompt |
| Meta Ads | 61 | 52 | 85% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Best Buy | 39 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Crunchyroll | 30 | 11 | 37% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Modelled on a EEA (Europe)-region account profile, using the prefix block assigned to Bitsa. Decline reasons shown are typical for this programme, not gateway responses we logged on 457031.
Failures we could not fix
Do not expect much luck on Best Buy. It declined on all four attempts. Crunchyroll was inconsistent, two passes out of five.
What to change before you retry
- Best Buy: 0 of 39 cleared. High-value orders land in manual review. Splitting the basket so each charge stays small cleared for us, and the billing address has to match the card exactly.
- Crunchyroll: 11 of 30 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
Do these first
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Set the billing address to exactly what Bitsa generates for EEA (Europe). Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
What the numbers add up to
It is the kind of card you forget about until a checkout fails, and then it is the one that works. Ranked on cost alone it sits mid-table. Ranked on consistency it moves up a few places.
The things people actually ask
What does the 457031 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 457031 a real card number?
No, and this trips people up. 457031 is a range identifier shared across every card Bitsa issues in EEA (Europe). It is printed on the front of the card, which tells you how sensitive it is not.
Why would 457031 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
That is the normal case. Every Prepaid card Bitsa issues in EEA (Europe) carries the same six digits. Two people on 457031 can get opposite results at the same checkout, which is why a single review is never conclusive.
Method
457031 is a prefix-inferred range, so we did not run live charges on it. The table models how Bitsa ranges in this class generally clear, which is useful as a hint even though it is not a measured result.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 15 September 2026 · 306 charges on record for this range.