Bitsa
Bitsa is a crypto-friendly prepaid visa (EEA) issued on Visa, rated 6.3/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Bitsa is the strongest fit for ad spend and app store / play, and asks for ID + proof at signup — we carry it at medium (EU EMI, bank of spain CSB 6707) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Bitsa · Crypto-friendly prepaid Visa (EEA) |
| Official site | https://bitsa.com |
| Best for | Ad spend · App Store / Play |
| Network | Visa |
| Rating | 6.3/10 (3.0★, 485 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | Virtual €2.50; Physical €20 |
| Monthly / annual fee | Free (Free plan); Move €0.99/mo; Pro €9.99/mo |
| Minimum deposit | No minimum |
| FX / conversion fee | 1.75% (outside eurozone); 2% (rest of world) |
Verification and risk
| KYC required | Yes (Full KYC; optional no-KYC low-limit tier) |
| Risk level | Medium (EU EMI, Bank of Spain CSB 6707) |
| AVS check | Yes |
| 3-D Secure | Yes (Visa 3DS) |
Funding and limits
| Crypto top-up | Yes (BTC, ETH, LTC, USDT) |
| Bank transfer | Yes (SEPA, Spanish IBAN) |
| Alipay / WeChat Pay | No |
| Cards per account | Multiple (plan-based tiers) |
Billing
| Billing address | Residential (EEA) |
| Billing country | EEA (EU/EEA only; Spain-based, issuer PECUNPAY) |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes (Pro/newer tiers) |
| Meta / Google Ads | Yes (general online purchases) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 457031 | Visa | EEA (Europe) | Prepaid | 306 | 220 | 71.9% |
We logged 220 cleared charges out of 306 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Visa virtual cards
Frequently asked
What does Bitsa cost to run?
The cost lines stack like this: issuing it costs Virtual €2.50; Physical €20; there is no monthly fee on the entry tier; conversion is priced at 1.75% (outside eurozone); 2% (rest of world); you need No minimum to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Bitsa?
Bitsa asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (Full KYC; optional no-KYC low-limit tier)
How can I fund Bitsa?
You can fund it with crypto (BTC, ETH, LTC, USDT), bank transfer (SEPA, Spanish IBAN). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Bitsa need?
Setting it up: the billing address type is Residential (EEA); cards are issued against EEA (EU/EEA only; Spain-based, issuer PECUNPAY); an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Bitsa work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Bitsa trigger 3-D Secure?
Yes. Bitsa supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Bitsa?
Bitsa allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple (plan-based tiers). Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.