Visa Virtual Card BIN 487569 - United Arab Emirates (Credit)
Best hit rate in our run: Netflix, TikTok Ads, Disney+. Timestamps in the log, no retries needed.
Not every range needs a long write-up. This one is UBA Dollar Prepaid Card, United Arab Emirates, Visa, Credit, and it does the job without much fuss.
What 487569 actually is
- BIN
- 487569
- Card network
- Visa
- Issuing country
- United Arab Emirates
- Card type
- Credit
- Issued by
- UBA Dollar Prepaid Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Not published
- Max cards per account
- $5,000/day, $9,999 max
- Issuer risk rating
- Medium
The money side
Three lines decide it. Issuance: $3.15 + VAT. Funding: a 2.5% top-up fee. Conversion: a 3% conversion fee. No tiers to climb and no minimum spend. We appreciated that after testing products that bury both.
| Card creation fee | $3.15 + VAT |
|---|---|
| Monthly fee | $20/year |
| Top-up fee | 2.5% |
| FX / conversion fee | 3% (intl POS) |
| Declined transaction fee | $0.5 |
| Minimum top-up | $10 |
Cleared versus declined
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Netflix | 59 | 54 | 92% | cleared, 3-D Secure completed in-app in under 20 seconds |
| TikTok Ads | 48 | 41 | 85% | no friction, and no AVS prompt |
| Disney+ | 37 | 32 | 86% | first charge and renewal four weeks later both cleared |
| Best Buy | 24 | 0 | 0% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
| StockX | 18 | 6 | 33% | Gateway risk rule fired and returned a generic decline with no challenge. |
Run from a United Arab Emirates-region account between 03 Jul to 21 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
We only saw failures on Best Buy when the account region did not match the card country. With both set to United Arab Emirates it passed.
What to change before you retry
- Best Buy: 0 of 24 cleared. High-value orders land in manual review. Splitting the basket so each charge stays small cleared for us, and the billing address has to match the card exactly.
- StockX: 6 of 18 cleared. Charges only happen when a bid is accepted, so the balance has to be sitting there before the seller responds. A card that funds on demand is what fails here, not the range.
Three things worth doing
- The minimum load is $10. Start there rather than at the maximum, because an untested range is not worth a large balance.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
- Use the United Arab Emirates address UBA Dollar Prepaid Card gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
What the numbers add up to
Worth having as a backup rather than a primary. When a merchant blocks the popular ranges, 487569 is usually still open. If your only requirement is that the payment goes through, this range meets it.
What people ask us
What does the 487569 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 487569 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 487569 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Test setup
We bought a UBA Dollar Prepaid Card card, funded it, and pushed 186 charges through live merchant checkout pages between 03 Jul to 21 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 133 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 27 August 2026 · 186 charges on record for this range.