Binance Card
Binance Card is a crypto card issued on Mastercard, rated 7.8/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Binance Card is the strongest fit for free issuance and crypto funded, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Binance Card · Crypto Card |
| Official site | https://binance.com |
| Best for | Free issuance · Crypto funded |
| Network | Mastercard |
| Rating | 7.8/10 (4.0★, 670 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free (Brazil physical requires 10 USDT min balance) |
| Monthly / annual fee | Free |
| Top-up (deposit) fee | Free (top-up from Binance balance) |
| FX / conversion fee | 0.9% crypto conversion; 1-2% FX on non-BRL / foreign currency |
Verification and risk
| KYC required | Yes ··· |
| Risk level | Medium |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes ··· |
| Bank transfer | Yes |
| Alipay / WeChat Pay | No |
| Cards per account | Limited (Brazil relaunch 2025) |
Billing
| Billing country | Brazil, Argentina, Peru, Colombia, Armenia… ··· |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | No |
| Meta / Google Ads | No |
How it performed in our tests
We logged 240 cleared charges out of 328 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Issuing country
Other Mastercard virtual cards
Frequently asked
What does Binance Card cost to run?
The cost lines stack like this: issuing the card is free; there is no monthly fee on the entry tier; loading it carries no top-up fee; conversion is priced at 0.9% crypto conversion; 1-2% FX on non-BRL / foreign currency. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Binance Card?
Binance Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (full KYC: ID + selfie + proof of address; per-programme residency docs)
How can I fund Binance Card?
You can fund it with crypto (10+ assets: USDT, USDC, BNB, BTC, ETH, SOL, ADA, LINK, XRP, DOGE), bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Binance Card need?
Setting it up: cards are issued against Brazil, Argentina, Peru, Colombia, Armenia, New Zealand, Australia, Mexico (excl. US, UK, EEA; Global Program partial); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Will Binance Card trigger 3-D Secure?
Yes. Binance Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Binance Card?
The issuer allows Limited (Brazil relaunch 2025). Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.