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Brand profile · Virtual card platform

Bitrefill: eSIMs & Gift Cards

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

Bitrefill: eSIMs & Gift Cards is a virtual card platform issued on Mastercard, rated 6.6/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

6.6rating /10
ID onlyKYC
Mastercardnetwork
What we would lead with

Bitrefill: eSIMs & Gift Cards is the strongest fit for free issuance, and asks for ID only at signup. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryBitrefill: eSIMs & Gift Cards · Virtual card platform
Official sitehttps://www.bitrefill.com
Best forFree issuance
NetworkMastercard
Rating6.6/10 (3.5★, 182 data points)
Data qualitypartial

Costs and fees

Card creation feeFree
Monthly / annual fee$0 (€10/mo after 12 months inactive)
Top-up (deposit) fee1.99% + variable spread
Minimum deposit€15
FX / conversion fee0% (Visa network rate)

Verification and risk

KYC requiredID Only

Funding and limits

Crypto top-upTRUE

Platform compatibility

ChatGPTTRUE
ClaudeTRUE
App Store / Google PlayTRUE

What the issuer states on its own site

Source: https://www.bitrefill.com.

How it performed in our tests

Bitrefill: eSIMs & Gift Cards has no BIN range of its own in our current review. It still appears on the merchant and comparison pages below through the ranges we did log, so the decline notes there are the evidence to read before you fund it.

Where to go next

Other Mastercard virtual cards

Frequently asked

What does Bitrefill: eSIMs & Gift Cards cost to run?

The cost lines stack like this: issuing the card is free; the recurring charge is $0 (€10/mo after 12 months inactive); top-ups cost 1.99% + variable spread; conversion is priced at 0% (Visa network rate); you need €15 to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for Bitrefill: eSIMs & Gift Cards?

Bitrefill: eSIMs & Gift Cards asks for ID only at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: ID Only

How can I fund Bitrefill: eSIMs & Gift Cards?

You can fund it with crypto (TRUE). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.