C6 Bank
C6 Bank is a digital bank / neobank issued on Mastercard, rated 6.3/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
C6 Bank is the strongest fit for free issuance, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | C6 Bank · Digital Bank / Neobank |
| Official site | https://www.c6bank.com.br |
| Best for | Free issuance |
| Network | Mastercard |
| Rating | 6.3/10 (3.0★, 332 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free ··· |
| Monthly / annual fee | Free |
| FX / conversion fee | 0.9% spread ··· |
Verification and risk
| KYC required | Yes |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Crypto top-up | Yes (C6 Crypto) |
| Bank transfer | Yes |
| Cards per account | 10 additional cards (R$25 each) |
Billing
| Billing country | Brazil |
How it performed in our tests
We logged 230 cleared charges out of 315 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Issuing country
Other Mastercard virtual cards
Frequently asked
What does C6 Bank cost to run?
The cost lines stack like this: issuing the card is free; there is no monthly fee on the entry tier; conversion is priced at 0.9% spread (0.75% above US$5k) + 3.5% IOF; +2% for currencies other than USD/EUR. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for C6 Bank?
C6 Bank asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
How can I fund C6 Bank?
You can fund it with crypto (C6 Crypto), bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does C6 Bank need?
Setting it up: cards are issued against Brazil; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
How many cards can I open with C6 Bank?
The issuer allows 10 additional cards (R$25 each). Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.