Coinbase One Card
Coinbase One Card is a crypto credit card (amex) issued on Amex, rated 7.8/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Coinbase One Card is the strongest fit for app store / play and free issuance, and asks for ID + proof at signup — we carry it at low risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Coinbase One Card · Crypto credit card (Amex) |
| Official site | https://www.coinbase.com/creditcard |
| Best for | App Store / Play · Free issuance |
| Network | Amex |
| Rating | 7.8/10 (4.0★, 423 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free |
| Monthly / annual fee | $0 (requires Coinbase One membership from $49.99/yr) |
| FX / conversion fee | 0% |
Verification and risk
| KYC required | Yes (US; credit check) |
| Risk level | Low |
| AVS check | Yes (US AVS) |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes (Bitcoin rewards) |
| Bank transfer | Yes |
| Alipay / WeChat Pay | No |
| Cards per account | Multiple |
Billing
| Billing address | US General |
| Billing country | US |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes |
| Meta / Google Ads | No |
What the issuer states on its own site
- After that, AOC is calculated as the average of your daily end-of-day balance over the past 30 days.
- This credit card is exclusively available to Coinbase One members at no added charge.
Source: https://www.coinbase.com/creditcard.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 371028 | Amex | United States | Credit | 101 | 72 | 71.3% |
We logged 72 cleared charges out of 101 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Amex virtual cards
Frequently asked
What does Coinbase One Card cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is $0 (requires Coinbase One membership from $49.99/yr); conversion is priced at 0%. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Coinbase One Card?
Coinbase One Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (US; credit check)
How can I fund Coinbase One Card?
You can fund it with crypto (Bitcoin rewards), bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Coinbase One Card need?
Setting it up: the billing address type is US General; cards are issued against US; an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Coinbase One Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Coinbase One Card trigger 3-D Secure?
Yes. Coinbase One Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Coinbase One Card?
Coinbase One Card allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.