Decard Card
Decard Card is a crypto card issued on Visa, rated 7.0/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Decard Card is the strongest fit for app store / play and free issuance, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Decard Card · Crypto Card |
| Official site | https://thedecard.com/ |
| Best for | App Store / Play · Free issuance |
| Network | Visa |
| Rating | 7.0/10 (3.5★, 508 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Standard Free ··· |
| Monthly / annual fee | 0 (Standard); $388/yr (Luminaries) |
| Top-up (deposit) fee | 0% (funding); 0% markup (crypto conversion) |
| FX / conversion fee | 1.8% (Standard); 0% (Luminaries from 13 Jul 2026) |
Verification and risk
| KYC required | Yes (full KYC: SG ID + mobile) |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Crypto top-up | Yes (USDC/USDT on Polygon) |
Billing
| Billing address | Custodial |
| Billing country | Singapore |
Platform compatibility
| App Store / Google Play | Yes |
How it performed in our tests
We logged 102 cleared charges out of 141 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Visa virtual cards
Frequently asked
What does Decard Card cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is 0 (Standard); $388/yr (Luminaries); top-ups cost 0% (funding); 0% markup (crypto conversion); conversion is priced at 1.8% (Standard); 0% (Luminaries from 13 Jul 2026). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Decard Card?
Decard Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (full KYC: SG ID + mobile)
How can I fund Decard Card?
You can fund it with crypto (USDC/USDT on Polygon). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Decard Card need?
Setting it up: the billing address type is Custodial; cards are issued against Singapore; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Decard Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.